High court enforcement,Who are they????

fermi

rog2 wrote: »

Of course I could be wrong, but if they are working as bailiffs, then they must give you written notification of any impended visit. This 'notification' should include details of creditor, court hearing and date.

I'm only working off the NDL info Rog, but it says:

Why use the high court?

• Enforcement officers are High Court bailiffs and they can act more quickly than county court bailiffs - they do not need to send a warning letter first.
• For unregulated debts over £5,000 - if a creditor obtains a High Court judgement then this could result in interest being added on to the debt at the statutory rate which is currently 8% a year.

jimm24

Also meant to add this is being chased by network credit as well?I'm going to call an expert later,but this is very confusing who to pay etc?????

rog2

fermi wrote: »

I'm only working off the NDL info Rog, but it says:

Of course, fermi. However, my 'concern' is that this could be someone working as a 'dca', as the OP's opening post asks, yet using the supposed fact that they are also registered 'Enforcement Officers' to put the frighteners on the OP.
It often happens that 'Bailiffs' are also 'Debt Collectors' and have been known to use the title of 'bailiff' when acting in the capacity of 'debt collector' to imply that they have certain rights.
As I said, I am not, necessarily, implying that this is the case, here, but since the OP states that he is unaware of any CCJ, then it set the alarm bells ringing.
We really need a bit more information.

rog2

jimm24 wrote: »

Also meant to add this is being chased by network credit as well?I'm going to call an expert later,but this is very confusing who to pay etc?????

Eureka (possibly). network credit - http://www.networkcreditservices.com are, indeed, a debt collection agency, based in Motherwell. They operate on a 'no win - no fee' basis.
Are they chasing you for the same 'debt', jimm?
The first thing that you should do to networkcredit is to 'request a true copy of the original signed cca' in order to establish exactly what the 'debt' is for.
My guess is that they will not be able to provide it.

fermi

I agree with your concerns Rog because I am always naturally suspicious whether any alleged bailiff is actually one.

That was one of the reasons why I am suggesting talking in the first instance to National Debtline or CCCS. Having a phone chat with a professional advisor should allow you to work out how real and serious the threat is an awful lot quicker than we could possibly hope to here. Plus they would be able to suggest the next step in getting it sorted more easily as well.

EDIT: Bear in mind that not all debts are covered by the CCA, so requesting one might be of only limited or no use.

rog2

fermi wrote: »

I agree with your concerns Rog because I am always naturally suspicious whether any alleged bailiff is actually one.

Thanks, fermi. It is, indeed, my suspicion that this is a 'dca', trying to make out that he is working under the authority of an 'enforcement officer', and this would appear to be borne out by the fact that another dca (creditservicenetwork) are chasing the OP, possibly for the same 'alleged debt'.

fermi

rog2 wrote: »

Thanks, fermi. It is, indeed, my suspicion that this is a 'dca', trying to make out that he is working under the authority of an 'enforcement officer', and this would appear to be borne out by the fact that another dca (creditservicenetwork) are chasing the OP, possibly for the same 'alleged debt'.

I agree Rog. That is a possibility to bear in mind. But as your use of the phrase 'suspicion' suggests, this is by no means certain.

rog2

fermi wrote: »

I agree Rog. That is a possibility to bear in mind. But as your use of the phrase 'suspicion' suggests, this is by no means certain.

Have you looked at the website I suggested - http://www.enforcement.uk.com/

stapeley

stapeley wrote: »

You must provide more details , is it an offical notice ? Is it a n attempt by a collection agency to fool you ? Are there any phone numbers , it is a DCA do not ring . Put the number up see if anyone know who they are .

Thanks rog2 and femi , confirming what i thought at 7.15

fermi

rog2 wrote: »

Have you looked at the website I suggested - http://www.enforcement.uk.com/

Yes I have.

It is interesting to see that organisation exists, but it does not suggest in any way that the people who have contacted jimm24 are not genuine High Court Enforcement Officers.

In fact the NDL factsheet state that most High Court Enforcement Officers are private bailiffs, and that tallies perfectly with the stated genuine High Court enforcement services offered by that company.

The creditor will send a stamped copy of the writ to the High Court enforcement officer of their choice (generally a private bailiff).

Anyway, the OP needs some professional advice to work out whether the threat is real.