High court enforcement,Who are they????

jimm24

Are they sent by the court,or just an official looking DCA?They have been round to my house and left anote saying they will seize goods etc with regard to a CCJ I didn't know was ccj?

Gillianh2

R u saying u didnt know a CCJ had been entered against you. If that is the case u need to get to the court and apply for Judgement to be set aside, stating that you didnt receive the court papers and that you wish to file a defence.

As I understand it High Court Officers ARE Bailiffs:eek: DONT whatever you do allow them in even if they ask nicely and say its just to discuss repayments,:D Once they are in they will make a walking possesion list and this then gives them the power at the next visit to force entry.:eek:

You need to act quickly now so first thing tmwr get yourself down to the local county court and before you go make sure all windows and doors are locked. If a window or door is open they will just either walk in or go thru window they can do this as it is not forcing entry.:eek:

10past6

Hi jim

As Gillianh2 has stated, this is VERY HIGH PRIORITY and must be dealt with at the earliest opportunity.

Contact the court, tell them you are not aware of this debt, and request the CCJ be set aside; this will STOP any further action taking place, until resolved.

Ask the court to send you the papers, and who is the debt for, which may refresh your memory.

If you become familiar with who the debt is for, come back and post and you’ll receive further advice.

Good luck

stapeley

jimm24 wrote: »

Are they sent by the court,or just an official looking DCA?They have been round to my house and left anote saying they will seize goods etc with regard to a CCJ I didn't know was ccj?

You must provide more details , is it an offical notice ? Is it a n attempt by a collection agency to fool you ? Are there any phone numbers , it is a DCA do not ring . Put the number up see if anyone know who they are .

fermi

You need to get some expert advice on this ASAP.

See: :Non-profit Debt Counsellors' List

If these really were High Court Enforcement officers, then I think the first thing to do would be to get a 'stay of execution' on the writ that permits them to enforce this alleged judgement. After taking steps to find out about the judgement obviously.

There is plenty of information here: Factsheet | Dealing with debts in the High Court

stapeley

fermi , would it have been dealt with in high court ? surely not ! Would it not have say the Nottingham COUNTY COURT stamped on it ?

BAILIFFCHASER

You can up a county court judgement to a high court writ and issue it to a high court enforcement officer as long as it is for more then £601.00. The process is simple. So it could only be a small amount. However pm herbie21. Who is very is in the know of how to deal with these people.

Snaggles

I would be very wary of obtaining advice via PM from anyone you don't already know well - there are sadly a few unscrupulous people around who join this site to prey on people in debt and direct them to their own fee charging services.

Edited to say - although I stand by the advice about not dealing with unknown posters by PM, I have it on good authority, from a trustable source, that Herbie is in fact an expert in this field.

fermi

stapeley wrote: »

fermi , would it have been dealt with in high court ? surely not ! Would it not have say the Nottingham COUNTY COURT stamped on it ?

It can go to the high court for enforcement.

This is from the NDL info.

Which debts are dealt with in the High Court?

Most credit agreements up to £25,000 are regulated by the Consumer Credit Act 1974. This means that your creditor has to sue you in the county court and cannot transfer the debt to the High Court for enforcement.

The High Court is most likely to be used by creditors for debts over £15,000 that are not regulated by the Consumer Credit Act 1974.
The creditor has to show why the case should be heard in the High Court e.g. because it is for:

• a large amount,
• the case is complex,
• the result could be of public importance.

If a creditor has a county court judgment against you they may be able to transfer the matter to the High Court for enforcement if they want to use 'execution against goods' to enforce the debt. This means they use sheriff's officers to try to take your goods and sell them to pay some or all of the debt. From April 2004 sheriff's officers are known as enforcement officers.

If the county court judgment is for an unregulated debt then the following applies.

• If the debt is for more than £600 and less than £5,000 the creditor can choose to transfer the judgment to the High Court for enforcement.
• If the debt is for more than £5,000 then the creditor must transfer the judgment to the High Court for enforcement.

I agree that PM'ing Herbie21 would be a good idea.

Snaggles

Oh okay sorry - I didn't know Herbie and was wary of the source of the advice. Have edited my post to make it more clear.

rog2

jimm24 wrote: »

Are they sent by the court,or just an official looking DCA?They have been round to my house and left anote saying they will seize goods etc with regard to a CCJ I didn't know was ccj?

Having looked at the following website: http://www.enforcement.uk.com/ I remain just a little sceptical.
It may well be that they are Court Appointed 'Enforcement Officers' or bailiffs chasing a defaulted Court Order. It could also be that 'debt collection' is another facet of their business and that they are using the fact that they are 'Court Appointed Enforcement Officers' to frighten you into paying.
Of course I could be wrong, but if they are working as bailiffs, then they must give you written notification of any impended visit. This 'notification' should include details of creditor, court hearing and date.
It is, most definitely, against the OFT Debt Collection Guidelines for a DCA to 'misleads' debtors over their 'legal powers' - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf

You need, as already stated, to talk to one of the debt charities about this, asap.