driver jumped red light, crashed into me. Was uninsured

Pew_Pew_Pew_Lasers!

IN10 on your licence, 6 points, big fine.

Then you'll have to replace the car you were driving, and you may be sued by the 3rd party.

in2deep_2

Why is the fine always less than the cost of insurance.??? This doesn't discourage people from taking the risk....whack up the fines IMHO.

Riq

Should be triple whatever the relevant insurance premium would be imo.

Plus some hefty admin fees of course!

iolanthe07

Why is the fine always less than the cost of insurance.???

I asked a magistrate about this once, and she said that they were instructed not to levy fines so high that there was no realistic prospect of them ever being paid. Thus there is no point in fining some unemployed scumbag driving around uninsured in an old banger a couple of thousand pounds (which is what his premium is likely to be) when you know he won't pay it. Crush their cars, and they go out and steal another one. Really the only deterrent is a custodial sentence.

Tojo_Ralph

...
Uninsured drivers!!! PLEEEAAASE don't get me started!!!

Dogma_2

What i did was wrong i already said that! Some of you didnt seem to read my entire posts....Im here to find out if anyone has been in a similar situation (i.e driving a vehicle uninsured and being involved in a crash which was the other driver's fault by Careless Driving) and could tell me what to expect

Let me remind some people again If we were to have done the short term insurance as we thought of, that wouldnt magically lifted my car in the air and avoided the collision. I was in the wrong though i know but she was in the wrong Big Time too

Im a responsible guy but Ive made a mistake..... I just hope that some of you will never be in a position of making some bad mistakes in life...but if you do you'll know there will be people there to judge you too.......

Thanks for the useful and helpful posts so far - ill look into that sarah cheers.

jonathon

did the 3rd know you wernt insured if not just get a lawer and claim off there insurence

banger9365

Dogma wrote: »

What i did was wrong i already said that! Some of you didnt seem to read my entire posts....Im here to find out if anyone has been in a similar situation (i.e driving a vehicle uninsured and being involved in a crash which was the other driver's fault by Careless Driving) and could tell me what to expect

Let me remind some people again If we were to have done the short term insurance as we thought of, that wouldnt magically lifted my car in the air and avoided the collision. I was in the wrong though i know but she was in the wrong Big Time too

Im a responsible guy but Ive made a mistake..... I just hope that some of you will never be in a position of making some bad mistakes in life...but if you do you'll know there will be people there to judge you too.......

Thanks for the useful and helpful posts so far - ill look into that sarah cheers.

your where unisured full stop,no ifs or butts ,the 3rd party will get there car fixed ,your mum no unless you pay for it,you will get 6-9 points and bann and a fine and so mite the registered keeper so has you put it silly mistake will cost you a lot now and in the furture.
you will fined most poeple do not like uninsured drivers because it cost us money or more has well

Gangstabird

I know this is VERY harsh, but what if you had hit someone who was left disabled for the rest of their lives. They WOULD NOT have been able to claim against your insurance company. What if they had children whom they needed to look after?

If you have/or don't have children you need to think very very seriously about driving again without insurance?

Actually I hope they ban you.

Gangstabird

Her insurance company will make mincemeat of you, you are an illegal driver why should they pay out!!