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What's in your wallet/purse?

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  • Dr_Cuckoo3
    Dr_Cuckoo3 Posts: 1,398 Forumite
    auto-man wrote: »
    Hi thanks.

    Does sbi or Bob credit search and if so any idea who they use and how strict they are?

    Thank you.

    There is thread on the subject here https://forums.moneysavingexpert.com/discussion/3347272


    SBI perform an "Identification: Generic Check" using Experian only

    BOB perform an ID search using Call Credit (GB Group ID product)


    SBI and IBB are strict about issuing cheque books

    They are not strict about Debit cards
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • auto-man
    auto-man Posts: 346 Forumite
    Hiya. When you say strict about cheque books, in what way? ie credit search?
  • Lith
    Lith Posts: 897 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Christ guys.... get on topic, i know you lot help eachother on info etc, but remember what this thread is about.

    Show us ya wallet show us ya cards etc. (post pictures) - Back on topic guys!

    :-)
    HSBC (Main A/C)
    Halifax Back up A/C
    Lloyds (Spending) A/C
    RBS Back up A/C
    Barclays Old A/C
    Nationwide Old A/C
  • Dr_Cuckoo3
    Dr_Cuckoo3 Posts: 1,398 Forumite
    auto-man wrote: »
    Hiya. When you say strict about cheque books, in what way? ie credit search?

    They expect to see a few salary credits before issuing a cheque book
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Do you know if "basic" accounts like the Co-Op cashminder report monthly activity to CRAs?
  • My current "everyday" cards.... I usually carry one of my credit cards too but I already showed that ages ago in this thread.

    1322655402.jpg
  • thatsean
    thatsean Posts: 992 Forumite
    Will do pictures later - am feeling lazy at the mo..

    BOI NI Cashcard
    BOI IE Laser debit
    Barclays Visa Debit
    IHG Priority club card
    Lufthansa Miles and More card
    Oyster Card
    £40 and 45 Euro cash
  • kadiea
    kadiea Posts: 77 Forumite
    Barclays Premier Visa Debit
    HSBC Premier Visa Debit
    Bank Of America Visa Debit Platinum

    HSBC Premier Mastercard
    MBNA Platinum Plus Mastercard
    American Express Platinum Cashback Credit Card
    Coutts Classic Mastercard
    House Of Fraser Recognition Mastercard / Santander (Rubbish Limit)

    Starbucks Card (Reloadable)

    Bank Of America Visa
    Citi Mastercard
    Wal Mart Discover Card
    American Express Prepaid Card
    Capital One Prepaid Card
    Orange Cash Prepaid Card

    Tesco Clubcard
    Barburrito Card
    Waterstones Card
    Nectar Card
    Odeon Premiere Club Card
    Boots Advantage Card
    Oyster Card

    Drivers Licence £50 cash £3.20 Change and a AT&T Sim Card

    I think thats quite alot of cards. I have more rewards cards but never use them!
    - HSBC Premier - Mastercard £9,000 - Overdraft £6,000 - MBNA Platinum £3k (£2,500 @ 0% SPENT) - American Express Platinum £6,100 - Coutts Classic Card £5,000 - House Of Fraser Recognition Mastercard / Santander Cards £250 -

    - Bank Americard Limit $3100 - Citi Mastercard Limit $700 - WalMart Discover Card $2,500 Limit -
  • jackieb
    jackieb Posts: 27,605 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    RBS debit card
    RBS credit card
    Nectar card
    Matalan card
    Boots Advantage card
    Morrisons petrol card (which I sometimes use but have no idea what you get out of it!)
    Shell card (likewise ^^^ )
    Iceland card
    Tesco clubcard
    Co-op divi card
    AA membership card
    library card (just reminded me - i'm overdue! :eek: )
    Red Cross first aid card

    I have my driving licence, but it's still the paper one. :o

    2 books of first class stamps (one for larger letters). I always have stamps on me and I think I give away more than I use as people are always needing a stamp!

    Loads of receipts.

    Loose change and a few £ coins. No paper money. :o
  • kadiea
    kadiea Posts: 77 Forumite
    Went through my boyfriends wallet!

    RBS Visa Debit
    RBS Mastercard Credit
    Amex Platinum Credit

    Student ID
    Driving Licence

    Tesco Clubcard

    £5 note and £1 coin!
    - HSBC Premier - Mastercard £9,000 - Overdraft £6,000 - MBNA Platinum £3k (£2,500 @ 0% SPENT) - American Express Platinum £6,100 - Coutts Classic Card £5,000 - House Of Fraser Recognition Mastercard / Santander Cards £250 -

    - Bank Americard Limit $3100 - Citi Mastercard Limit $700 - WalMart Discover Card $2,500 Limit -
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