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My Mortgage Reduction and Savings Diary

1101113151620

Comments

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Sounds like the mortgage and savings are going well Sui Dreams. :T

    I'm sure you haven't been overspending too much!

    I hope work picks up for you
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SuiDreams
    SuiDreams Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts
    No have hugely over spent this month is going to be rather tight I think, but don't think I'll have as much coming out next month (been a little better with money during the last few weeks). I hope business does pick up, I think my job is quite secrure but its not nice watching other people lose theirs. Fingers crossed more work will come in soon.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    fingers_crossed.gif keeping my fingers crossed for you on the job front.
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    SuiDreams
    Keep up the good work, it will come back on an even-keel soon I'm sure
  • SuiDreams
    SuiDreams Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts
    Well I'm trying hard, hardly spent anything this week (so far anyway). Just need to be a bit more strickt with myself from now on.
  • SuiDreams
    SuiDreams Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts
    I've Come home to a letter stating mortage interest rate is 3% (4% SVR less 1% discount, which I'm sure should have expired) from 7th March. So if this months cut is passed on I could be paying only 2.5% (depending on what happens with the discount). Very happy.
  • SuiDreams
    SuiDreams Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts
    Well currently £200 away from this years savings target, with less than 1 month to go. Hopefully we will get our PRP Bonus this month, if some of this can go straight into savings. Aim is to save another £500 in the 2009/10 tax year. Holiday will also need to be paid off before the end of the month but this isn't a large amount of money. Must contact the bank for an updated mortgage Balance.
  • SuiDreams
    SuiDreams Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts
    and the good news is that council tax is only increasing by £4 per month
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SuiDreams wrote: »
    and the good news is that council tax is only increasing by £4 per month

    yay.giffor that :D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    SuiDreams wrote: »
    Well currently £200 away from this years savings target, with less than 1 month to go.

    :beer:well done :beer:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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