American Express Cards

Paul_Herring

KerryGold wrote: »

How many people get instant decisions with AMEX?

While not 'instant' I did get approved without any hassle (see post above wrt my situation.)

Kavanne

I too didn't get an instant decision, just asked for proof of income by post a few days later then card about 10 days later.

skyrider007

Proof of Income? That's different. Never heard of any CC issuer asking to see such evidence before. Mileage may vary between applicants I guess.

zoescrims

I have an Amex card and others and am not on the electoral register

Kavanne

skyrider007 wrote: »

Proof of Income? That's different. Never heard of any CC issuer asking to see such evidence before. Mileage may vary between applicants I guess.

What do you mean 'mileage'? I would have thought most credit card issuers (unless they are your own bank) would ask you to prove your income before giving you a credit card?

Although Nationwide didn't with me... maybe that is because they don't have a min income? Also, with my app. to Amex part of my stated income was from a trust and part was my salary, so maybe they needed me to prove it because of that.

Volcane

skyrider007 wrote: »

Proof of Income? That's different. Never heard of any CC issuer asking to see such evidence before. Mileage may vary between applicants I guess.

The Post Office asked for wage slips with my application for their card.

NickX

I've never been asked for proof of income from Credit Card companies in over 17 years.

It would be a little tricky anyway now as I am self employed

NewfDaddy

Hi All,

I just applied for a American Express Gold Charge Card, and got the following message;

"We are delighted to welcome you to American Express.
Your application for the Gold Card has been approved, conditional on our conducting some further checks to meet our legal obligations. You will hear from us with in the next 10 working days"

Does this mean that I have been approved as I dont understand what "conducting some further checks to meet our legal obligations" means, or is this standard text?


Regards


NewfDaddy

skyrider007

Congrats. I think the original Green charge card is better value than the Gold card. Benefits are pretty much the same. They're charging you for the snobbishness of the Gold card. Save your self 40 quids a year!

NewfDaddy

Hmmm, I rang them yesterday, and they are still waiting for a decision!!

Makes me wonder if i was really approved! :rolleyes: