PPI Reclaiming discussion Part II

di3004

marshallka wrote: »

Why do you say that Di???

Curiosity hun.......and there seems to be lots in the news about PPI lately do you think?:rolleyes: More so now than Bank charges.

marshallka

di3004 wrote: »

Curiosity hun.......and there seems to be lots in the news about PPI lately do you think?:rolleyes: More so now than Bank charges.

I don't think they have time to watch as they are so busy perhaps. I bet the firms watch this site who we are making claims against.:D

I honestly cannot see that the FSA and FOS etc have got the time to do that. They are swamped with claims and just because there is a lot of news about it it is also big money for FOS etc so they also have an interest in keeping it in the news.

marshallka

I can't wait for this register thing whereby we can see which firms have complaints against them. I think its about time they named and shamed them.

I am a little annoyed at the FOS at the moment and want to know why they are taking so long with complaints. Surely they can draft in more staff for this. If they have more work then they have more complaints and each complaint pays money and if they have more money then they should be able to employ more staff. My opinion anyway.

di3004

marshallka wrote: »

I can't wait for this register thing whereby we can see which firms have complaints against them. I think its about time they named and shamed them.

Now that will be cool.:D

di3004

marshallka wrote: »

I can't wait for this register thing whereby we can see which firms have complaints against them. I think its about time they named and shamed them.

I am a little annoyed at the FOS at the moment and want to know why they are taking so long with complaints. Surely they can draft in more staff for this. If they have more work then they have more complaints and each complaint pays money and if they have more money then they should be able to employ more staff. My opinion anyway.

Yes hun they defo need to employ more staff.....maybe these complaints would be dealt with quicker then - like you said they are taking a very long time.:mad:

marshallka

Di, I have not waited 12 months yet but there are people that have. Its riduculous and the fact that the FOS cannot speed companies into supplying information (as i was told - we do not give a specific time limit!!) is riduculous. Also some people wait and are not fast tracked and then the complaint is too late to be taken anywhere else like through the courts. They need to get it together a bit more. I know they do their best but sometimes things have to change and I think its time that they did things different. People who are not fast tracked at waiting tooo long. They are then no better off in the long run.

di3004

marshallka wrote: »

Di, I have not waited 12 months yet but there are people that have. Its riduculous and the fact that the FOS cannot speed companies into supplying information (as i was told - we do not give a specific time limit!!) is riduculous. Also some people wait and are not fast tracked and then the complaint is too late to be taken anywhere else like through the courts. They need to get it together a bit more. I know they do their best but sometimes things have to change and I think its time that they did things different. People who are not fast tracked at waiting tooo long. They are then no better off in the long run.

Yes I agree hun, their system is too slow and with many of them taking sick leave or they have certain days off like mine did last year,or just work certain days like the one week with mine it was 2 days a week and the following week 3 days a week....
I worked mine out it had actually taken 14 months, I did think it was Nov 2006 but it was actually October 2006 and it was paid out in Jan 2008.....pathetic if you ask me:rolleyes: .

And going back to companies given extra time to give further information is also a complete waste of time, nemo just kept passing them the same information each time, but was using this as one of their stalling tactics, and of course it going to hold up our complaints.....:mad:
And now Laini is going through it like I did with that company !!!

di3004

Why can I NOT find Click Finance Limited on the FSA register now when I have done the last few weeks ??
Only the basis of them being authorised but no more info like there used to be ??:rolleyes:

• Firm Search
• Individuals Search
• CIS Search
• EPF Search

function displayDefinition(object,value) !! var val= value; var str = object.innerHTML; var status_substatus = object.innerHTML; var res = str.indexOf("-"); if (res >=0) !! str = str.substring(0,res-1); } if (str == 'Authorised') !! object.title="Authorised to carry on a regulated activity under the Financial Services and Markets Act 2000."; } else if (str == 'Registered') !! object.title="Describes certain types of firm (such as a recognised investment exchange) that do not need to be authorised to carry on a regulated activity in the UK but whose details must still be recorded on the FSA Register."; } else if (str == 'EEA Authorised') !! object.title="Describes a firm based in another country of the EEA which is authorised by a regulator in that country. Minimum standards apply across the EEA, so a firm based in one EEA country is automatically allowed to carry on business in another EEA country (such as the UK)."; } else if (str == 'No longer Authorised') !! object.title="Describes a firm which has been authorised at some time since 1 December 2001 but is no longer authorised. Do not start to do business with a firm which is no longer authorised."; } else if (str == 'Authorised (Schedule 5)') !! object.title="Any scheme where investments are managed by an operator for investors who share in any profits or income. Examples include a unit trust and an open-ended investment company. A 'regulated' collective investment schemes is a unit trust, open-ended investment company or similar scheme that has applied to the FSA to be authorised or recognised. These schemes meet various conditions, such as affording adequate protection to participants in the scheme. A collective investment scheme that is not a regulated scheme is, by definition, an 'unregulated scheme'."; } else if (str == 'Appointed Representative') !! object.title="An individual or company that is the agent of an authorised firm. When carrying on a regulated activity for which the authorised firm has accepted responsibility, the appointed representative is able to carry on the activity without having to be authorised"; } else if (str == 'Introducer A.R.') !! object.title="An appointed representative appointed by a firm whose scope of appointment is limited to \n(a) effecting introductions; and \n(b) distributing non-real time financial promotions"; } else if (str == 'Appointed representative - Former') !! object.title="Appointed representative (former) 'An appointed representative that is no longer an agent of an authorised firm. Do not start to do business with an appointed representative which is shown as former.'"; } else if (str == 'Tied Agent') !! object.title = "An individual or company that is the agent of one responsible authorised principal firm. Able to carry on MiFID business, on behalf of that principal without being authorised itself, but only in another EEA state."; } else if (status_substatus == 'Registered (AML only)') !! object.title="Registered for anti money laundering purposes only and is not FSA Authorised"; } else if (status_substatus == 'Registered (AML only) - Former') !! object.title ="Formerly registered for anti money laundering purposes only and is not FSA Authorised"; } else if (str == 'Y' && val == 'TA') !! object.title = "Also able to carry on MiFID business on behalf of one principal firm."; } else if (str == 'Y' && val == '3MLD') !! object.title="This firm has a current registration with the FSA which allows it to undertake activities that are not covered by the Financial Services and Markets Act 2000"; } else !! object.title="No def"; } return; }Search conditions


FSA Firm Ref:
Firm name: Click finance limited
Post code:
Match level: Best
Currently authorised:


Search again


Firm namePost codePrevious/Trading As namesStatusNon-FSMA Registration
No matches found.

(Crikey a lot of written stuff come up above - too much to erase lol).

marshallka

di3004 wrote: »

Why can I NOT find Click Finance Limited on the FSA register now when I have done the last few weeks ??
Only the basis of them being authorised but no more info like there used to be ??:rolleyes:

• Firm Search
• Individuals Search
• CIS Search
• EPF Search

function displayDefinition(object,value) !! var val= value; var str = object.innerHTML; var status_substatus = object.innerHTML; var res = str.indexOf("-"); if (res >=0) !! str = str.substring(0,res-1); } if (str == 'Authorised') !! object.title="Authorised to carry on a regulated activity under the Financial Services and Markets Act 2000."; } else if (str == 'Registered') !! object.title="Describes certain types of firm (such as a recognised investment exchange) that do not need to be authorised to carry on a regulated activity in the UK but whose details must still be recorded on the FSA Register."; } else if (str == 'EEA Authorised') !! object.title="Describes a firm based in another country of the EEA which is authorised by a regulator in that country. Minimum standards apply across the EEA, so a firm based in one EEA country is automatically allowed to carry on business in another EEA country (such as the UK)."; } else if (str == 'No longer Authorised') !! object.title="Describes a firm which has been authorised at some time since 1 December 2001 but is no longer authorised. Do not start to do business with a firm which is no longer authorised."; } else if (str == 'Authorised (Schedule 5)') !! object.title="Any scheme where investments are managed by an operator for investors who share in any profits or income. Examples include a unit trust and an open-ended investment company. A 'regulated' collective investment schemes is a unit trust, open-ended investment company or similar scheme that has applied to the FSA to be authorised or recognised. These schemes meet various conditions, such as affording adequate protection to participants in the scheme. A collective investment scheme that is not a regulated scheme is, by definition, an 'unregulated scheme'."; } else if (str == 'Appointed Representative') !! object.title="An individual or company that is the agent of an authorised firm. When carrying on a regulated activity for which the authorised firm has accepted responsibility, the appointed representative is able to carry on the activity without having to be authorised"; } else if (str == 'Introducer A.R.') !! object.title="An appointed representative appointed by a firm whose scope of appointment is limited to \n(a) effecting introductions; and \n(b) distributing non-real time financial promotions"; } else if (str == 'Appointed representative - Former') !! object.title="Appointed representative (former) 'An appointed representative that is no longer an agent of an authorised firm. Do not start to do business with an appointed representative which is shown as former.'"; } else if (str == 'Tied Agent') !! object.title = "An individual or company that is the agent of one responsible authorised principal firm. Able to carry on MiFID business, on behalf of that principal without being authorised itself, but only in another EEA state."; } else if (status_substatus == 'Registered (AML only)') !! object.title="Registered for anti money laundering purposes only and is not FSA Authorised"; } else if (status_substatus == 'Registered (AML only) - Former') !! object.title ="Formerly registered for anti money laundering purposes only and is not FSA Authorised"; } else if (str == 'Y' && val == 'TA') !! object.title = "Also able to carry on MiFID business on behalf of one principal firm."; } else if (str == 'Y' && val == '3MLD') !! object.title="This firm has a current registration with the FSA which allows it to undertake activities that are not covered by the Financial Services and Markets Act 2000"; } else !! object.title="No def"; } return; }Search conditions


FSA Firm Ref:
Firm name: Click finance limited
Post code:
Match level: Best
Currently authorised:


Search again


Firm namePost codePrevious/Trading As namesStatusNon-FSMA Registration
No matches found.

(Crikey a lot of written stuff come up above - too much to erase lol).

Di, they have now opened another company here called Click Limited


Basic details for:

488981 - Click Ltd
Current status:Appointed RepresentativeEffective Date:16/09/2008Tied Agent:Undertakes Insurance Mediation:Registered under Money Laundering Regulations:Address:Click House
Bear Lane
Farnham
Surrey
GU9 7LG
Phone:
Fax:
Email:
Website:
44 01252 728800
44 01252 728844

di3004

marshallka wrote: »

Di, they have now opened another company here called Click Limited


Basic details for:

488981 - Click Ltd

function dispPermConditionDetail(sid, reqLim) !! window.open("firmPermConditionDetails.do?permConditionSid=" + escape(sid) + "&reqlim=" + escape(reqLim),"new_window","toolbar=no,location=no,directories=no,status=no,menubar=no,scrollbars=yes,resizable=yes,copyhistory=no,width=500,height=250"); } Current status:Appointed RepresentativeEffective Date:16/09/2008Tied Agent:Undertakes Insurance Mediation:Registered under Money Laundering Regulations:Address:Click House
Bear Lane
Farnham
Surrey
GU9 7LG
Phone:
Fax:
Email:
Website:
44 01252 728800
44 01252 728844

WHAT??:eek:
How many is that now they have opened and closed down??:mad: