PPI Reclaiming discussion Part II

tiggrae

m.colak wrote: »

You don't want too know just had the weekend from hell. Buried my wife's grandfather on monday and the poor little fella has had a cold plus he's teething. So wife miserable baby miserable = no sleep. Am back up north so first night of good sleep for a whole week.

ps had a call of my wife now and she seems a lot happier and little boy is no feeling a lot better so all good news now. Have promised when i get home to get out and about and give wifey plenty of rest.

nightmare !!!!

tiggrae

m.colak wrote: »

You'll have to wait until the 23rd May for the final ruling on bank charges to be made unfortunately like everyone else is at the moment:D

23rd - damn I thought it was tomorrow the case meeting was - oops that's what we've been telling everyone :eek:

tiggrae

sarahc5388 wrote: »

Dont suppose you know anything about overdraft charges?

have you had a look on the bank charges forum ???

m.colak

tiggrae wrote: »

nightmare !!!!

I know but everything seems to be getting better now. Halifax never defended their case in the end even after the Judge gave them a second chance plus they defaulted on the expense payment to myself (which was part of the Judges order when he set aside the judgement). Am waiting to see if there is going to be another hearing or the courts are going to force Halifax to pay at last. Its only been going on since Aug last year now:eek:

sarahc5388

m.colak wrote: »

Loan Amount: £14000.00 Loan Interest: £2625.28
PPI Amount: £2335.63 PPI Interest: £437.81

First Payment: 03/05/04
Last Payment: 06/12/05

Total Paid to Date: £7678.66 Settled Figure: £10269.69
Amount Remaining: £1450.73
PPI Rebate: £1411.11
Loan Interest Rebate: £1586.11 PPI Interest Rebate: £264.51
Amount Overpaid £1811.36

PPI Reclaim Report
Number of Payments Made: 19
Amount of PPI Paid: £924.52
Amount of PPI Interest Paid: £173.30
8% Interest On PPI: £278.11
Total PPI Reclaim: £1375.93

Point to note you have overpaid by £1811.36. Hmmmm i think a disproportional rebate here.

oh my god! the people born without fathers!!! god i want to swear really badly - and send the boys round

m.colak

tiggrae wrote: »

23rd - damn I thought it was tomorrow the case meeting was - oops that's what we've been telling everyone :eek:

It might be i might have got the date wrong:o

SmoSmo

:j :j Got a letter from RBS today stating that as a gesture of goodwill and without admitting liability they will make an offer of £1658.18. I have accepted the offer and am over the moon. Just wanted to say thankyou for the support of the people on this thread if it hadn't been for all the posts i wouldn't have had the guts to reclaim. So thank you, thank you ,thank you.

m.colak

Tiggrae i made myself a little program what works out all the rebate business for me now so i don't have to strain my little brain anymore:D

m.colak

sarahc5388 wrote: »

oh my god! the people born without fathers!!! god i want to swear really badly - and send the boys round

You and who's army:rotfl:

sarahc5388

m.colak wrote: »

You and who's army:rotfl:

the big green one!! lol