PPI Reclaiming discussion Part II

tiggrae

marshallka wrote: »

Even if the loans are not linked??


Not used to pay off the one before???

not in my experience - but then again none of my complaints have had that situation, so it's not to say they wouldn't - I just don't know, but if you think about it it's logical only with linked transactions

marshallka

tiggrae wrote: »

not in my experience - but then again none of my complaints have had that situation, so it's not to say they wouldn't - I just don't know, but if you think about it it's logical only with linked transactions

So what he said today then there maybe a chance even if its not a linked transaction but a linked Bank?? Or not???

marshallka

froudies wrote: »

I have a ppi with legal and general to cover my morgage
I am currently off work after a bereavement and am now told there is a 90 day waiting period before any payment will be made and a 60 day deferrment period, I was not aware of this and thought they would pay all but the 1st months payment (I was thinking of going back to work after 10 weeks absence, but this means they will not pay anything or maybe 9 days pro rata)
After looking at this site this would seem to be insurance that is not fit for purpose and in not knowing about the waiting period cleary missold

I have spoken to legal and General and they tell me as the insurance was sold through a broker (morgage talk) I do not have a vailid claim for return of premiums with them and instead will have to claim off the broker

Can any one tell me if this is the case or offer advice on what i should do now
Many thanks
Ian

If you are complaining about the selling of the ppi its the broker you need to complain to.

Make a complaint to the broker from the template letter on here and you have to give them 8 weeks for a full and final response.

Also when was this PPI and who was the broker?? Mortgage talk have a lot of registered business's on the FSA register.

Do you have the exact one?

di3004

Sorry I have not posted much, just an update on my dad-in-law, it is that of Pheumonia he has again, that's 3 times so far this year without last year !:rolleyes:

Other than that he is now comfortable.;)

marshallka

di3004 wrote: »

Sorry I have not posted much, just an update on my dad-in-law, it is that of Pheumonia he has again, that's 3 times so far this year without last year !:rolleyes:

Other than that he is now comfortable.;)

Glad to hear. You get off Di and look after whoever you can. Its nothing much on here today.Eveyone just waiting now i think. Have you asked Tiggrae what to do next with Click??

pinknico

di3004 wrote: »

Sorry I have not posted much, just an update on my dad-in-law, it is that of Pheumonia he has again, that's 3 times so far this year without last year !:rolleyes:

Other than that he is now comfortable.;)

Hope he makes a speedy recovery. x

di3004

Thanks folks for your well wishes in my father in law.;)

Not yet had the chance yet hun, I keep missing her, left the site on and back and forth.;)

I will add something shortly.;)

di3004

Found the first letter sent from the liquidators dated 05 August 2008 when we were first informed of Twopart/eloan going into liquidation, and the actual date they did was:

Liquidation: 20 May 2008.

So almost 4 months ago.

di3004

Tiggrae

If you get the chance, please could you make any suggestions on how I should deal with this Click Business now ?

Many thanks.;)

Di.
x

marshallka

di3004 wrote: »

Found the first letter sent from the liquidators dated 05 August 2008 when we were first informed of Twopart/eloan going into liquidation, and the actual date they did was:

Liquidation: 20 May 2008.

So almost 4 months ago.

Date: 28 May 2008 Issue Number: 58709 Page number: 8034
Publication Date: Wednesday, 28 May 2008

Notice Code: 2443

Appointment of Liquidators
Company Number: 04951552.
Name of Company: TWOPART LIMITED.
Trading Name: e-loan.co.uk.
Nature of Business: Secured Loan Brokers.
Type of Liquidation: Creditors.
Address of Registered Office: The Old Exchange, 234 Southchurch Road, Southend-on-Sea, Essex SS1 2EG.

Liquidators' Names and Address: Lloyd Biscoe and Mark Robert Fry, both of Begbies Traynor, The Old Exchange, 234 Southchurch Road, Southend-on-Sea, Essex SS1 2EG.
Office Holder Numbers: 009141 and 008588.
Date of Appointment: 20 May 2008.
By whom Appointed: Members and Creditors.