PPI Reclaiming discussion Part II

sarahc5388

di3004 wrote: »

Oh dear........:rolleyes: , sorry to hear of that Tiggrae, but well done for trying anyway.:D .:beer: Your far braver than me hun and I have a weak stomach just travelling in the car as a passenger in the back especially......I do remember when I was about 10 years old, we only travelled something like 30 miles, and I didn't like to say anything to anyone that I felt ill, suddenly I thrown up, but in my sleeve.......:o :rolleyes: , YUK !! LMAO.......:D

I jumped out of a plane once, well i did it 11 times actually, but then i ended up in hospital for 3 months so i stopped doing it! The drugs were good though - i think

marshallka

sarahc5388 wrote: »

I jumped out of a plane once, well i did it 11 times actually, but then i ended up in hospital for 3 months so i stopped doing it! The drugs were good though - i think

Only til you're better i bet. I thinks you'll do it again. The jump and not the drugs (LOL).

marshallka

The biggest thing i have ever done (and it was for me as i am terrified of heights - not from a plane though- but just where i could fall) is to go up in a bunjee. I did not jump but just went up while someone esle jumped. I was really proud as i get really dizzy high up. I was glued to the spot while my little girl 3 at the time was running up and down shouting "daddy".

di3004

pinknico wrote: »

Thanks for that Di,I was just wondering though if i can pay the amount off the loan and get the loan revised without PPI, or whether they'll just take it off the loan still with the interest from the ppi on it. Does that make sense?!
Did your letter get safetly delivered;)

Hi hun.

From my experience hun, I had paid my loan off, then when my case was won with the FOS, they refunded me the whole amount of ppi, plus interest to me in a cheque payment as if I did not have the ppi.
If the loan is still active, and you are successful in winning this, they deduct this (ppi) as if you had no ppi, so you would just be paying for the loan.
Although I do not think they change the repayment amount, (I would double check on that one) because in my opinion you should not be paying back something that you should not have had in the first place, yet your loan will come down quicker. So unless they change the terms I am unsure of this really.

Here hun, perhaps someone else can tell you their version.;)

Oh to be honest I have not thought to check if the letter got to the FSCS alright, but thanks for reminding me, I blame this puter for making me forget lol......:D

di3004

sarahc5388 wrote: »

I jumped out of a plane once, well i did it 11 times actually, but then i ended up in hospital for 3 months so i stopped doing it! The drugs were good though - i think

Wow Sarah how brave are you ?:eek: , I would have to be knocked out and pushed out lol........:D .

Golly you poor thing........3 months in hospital, hope you recovered fully hun......that must have been dreadful for you.....

di3004

marshallka wrote: »

The biggest thing i have ever done (and it was for me as i am terrified of heights - not from a plane though- but just where i could fall) is to go up in a bunjee. I did not jump but just went up while someone esle jumped. I was really proud as i get really dizzy high up. I was glued to the spot while my little girl 3 at the time was running up and down shouting "daddy".

Still very brave.......:D .
I am soooo petrified of heights, and always have those terrifying falling nightmares....:mad: , that's bad enough......:o .

Aww your little girl, wasn't she very brave ?:D :j

di3004

Letter reached the FSCS yesterday.;)


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marshallka

Can we start collections for a new lappy for our Di please. :j

Or Di, you can borrow the money from my new loan company LOANS 4 DI
and if you want to protect your loan we will sell to you along side a nice single premium front loaded policy. Please note that we are only an advisor and not a broker but we will sell to you all the same.(advisor, broker what the hell..) The rate will be 44% APR and your single premium policy will be front loaded so the quicker you make your payments the quicker this will be paid off, (But until you have paid this your actual loan will not decrease by much at all). At the same time we will charge you interest on your loan for the full term and if you want to cancel your policy then they will not give you anything back at all. If after the sale of this you have any problems then please write to the head office which is based in Gibraltar (all the admin have SAD) and note that your legal rights will be restricted. Can we do business Di.

di3004

marshallka wrote: »

Can we start collections for a new lappy for our Di please. :j

Or Di, you can borrow the money from my new loan company LOANS 4 DI
and if you want to protect your loan we will sell to you along side a nice single premium front loaded policy. Please note that we are only an advisor and not a broker but we will sell to you all the same.(advisor, broker what the hell..) The rate will be 44% APR and your single premium policy will be front loaded so the quicker you make your payments the quicker this will be paid off, (But until you have paid this your actual loan will not decrease by much at all). At the same time we will charge you interest on your loan for the full term and if you want to cancel your policy then they will not give you anything back at all. If after the sale of this you have any problems then please write to the head office which is based in Gibraltar (all the admin have SAD) and note that your legal rights will be restricted. Can we do business Di.

LMAO & PMSL.........:D :silenced: :eek: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

lol, you have me in stitches here lol.......:rotfl: :rotfl: :rotfl: :rotfl:

sarahc5388

marshallka wrote: »

Can we start collections for a new lappy for our Di please. :j

Or Di, you can borrow the money from my new loan company LOANS 4 DI
and if you want to protect your loan we will sell to you along side a nice single premium front loaded policy. Please note that we are only an advisor and not a broker but we will sell to you all the same.(advisor, broker what the hell..) The rate will be 44% APR and your single premium policy will be front loaded so the quicker you make your payments the quicker this will be paid off, (But until you have paid this your actual loan will not decrease by much at all). At the same time we will charge you interest on your loan for the full term and if you want to cancel your policy then they will not give you anything back at all. If after the sale of this you have any problems then please write to the head office which is based in Gibraltar (all the admin have SAD) and note that your legal rights will be restricted. Can we do business Di.

fell off the chair and peed........my........jammies lmao