PPI Reclaiming discussion Part II

marshallka

maxdp wrote: »

Ok no problems am so frustrated with the whole thing at the moment just e mailed my adjudicator and he is away from the office until next week.

Barclays are completely ignoring all attempts to send settlement figures to us. I think there is a learning curve here for anybody out there do not just accept figures when going through FOS because they do not check them:eek:. I wonder how many of these upheld claims have not been paid out properly and the lenders have just relied on the fact that we would be greateful for what we get.

I know FOS do not have time to check these and probably think that they do not need to.:mad::mad::mad::mad:
I did not know the FOS did not work the total out for you. I always thought they did do. They did with Laini i think???
If it was later in the day I feel a large glass of wine coming on but not really appropriate so early in day as have kids to run about etc etc. lol;)

I did not know that FOS did not work the figures out for you. I always thought they did, they did with Laini i think???

I could send the dual calc if someone could guide me through sending it off my desktop

maxdp

marshallka wrote: »

I did not know that FOS did not work the figures out for you. I always thought they did, they did with Laini i think???

I could send the dual calc if someone could guide me through sending it off my desktop

I think if you right click on the icon then a list comes up with "send to" on it if that the case I can pm you my e mail address that would be fab.:T Mind you I do not know if I would be able to work it out but will give it a go.

I think with regards to FOS working it out probably if you had one loan they may well do but my OH had 3 which were refinanced etc so they told them how to do it. But they chose to just ignore and give us the difference between PPI charged PPI refunded and then added 8% simple on. This is not the same as working it out as if we had never had PPI applied to the accounts:rolleyes:

Dont know if right click will work, hope so:rotfl:

marshallka

maxdp wrote: »

I think if you right click on the icon then a list comes up with "send to" on it if that the case I can pm you my e mail address that would be fab.:T Mind you I do not know if I would be able to work it out but will give it a go.

I think with regards to FOS working it out probably if you had one loan they may well do but my OH had 3 which were refinanced etc so they told them how to do it. But they chose to just ignore and give us the difference between PPI charged PPI refunded and then added 8% simple on. This is not the same as working it out as if we had never had PPI applied to the accounts:rolleyes:

Dont know if right click will work, hope so:rotfl:

pm your email then and we will have a go

marshallka

marshallka wrote: »

pm your email then and we will have a go

Sent it to you now. Hope its of use.

I have just checked and it says been removed as unsafe attachment so i will try again or let me know if you have the same.

Had sent it again but checked and the same. Something to do with my security settings i think. I will have to ask my hubby later and get back to you. Sorry but i tried.

ooohhh sent you a pm about another link thing.

maxdp

marshallka wrote: »

Sent it to you now. Hope its of use.

I have just checked and it says been removed as unsafe attachment so i will try again or let me know if you have the same.

Had sent it again but checked and the same. Something to do with my security settings i think. I will have to ask my hubby later and get back to you. Sorry but i tried.

ooohhh sent you a pm about another link thing.

Thank you will wait to see if your hub or my kids can sort it out:rotfl::rotfl::rotfl:

marshallka

No Di today

Perhaps had an offer from Endeavour and off to celebrate. (LOL)

di3004

marshallka wrote: »

No Di today

Perhaps had an offer from Endeavour and off to celebrate. (LOL)

Hi there hun.
I have been here hun but this stupid thing is freezing on me again - I had to reboot this damn puter goodness knows how many times today.....:mad: , and nope no news from Endeavour yet.......:rolleyes: .

Have got a docs appointment this afternoon, so as long as this thing stays fine I will try to catch up here later.
Sorry to leave you to it hunni.......:o

Di.
xx

tiggrae

sarahc5388 wrote: »

thanks Tiggrae - has anybody else done this for PPI on an overdraft? they mention it being statute barred in their (barclays say noooo) letter to me, i will have look at the form, and try asnd find out a bot more about the process and have a think about it. Anyone know off the top of their head what costs are involved to do this?

it varies depending on the value of your claim

tiggrae

maxdp wrote: »

Hi all

Wonder if somebody could give me some advise. OH had 3 loans with Masterloan. FOS upheld complaint and gave Barclays one month to reimburse. Heard nothing from Barclays so got in touch with FOS and they contacted Barclays. Had no response again but found out three weeks later that two amounts had been put into OH bank account. Looked like difference between PPI amount and refunded amount plus some interest.

Two months later and numerous correspondence with FOS and Barclays and we still have not received paperwork to back up refund. I think it is not the right amount because they were told to take us back to the position we would have been in if we had not taken out the PPI's. They do not seem to have taken into consideration that the PPI that was not refunded would have affected the 2nd Loan and the third loan would have been affected by the PPI on first and second loan.

They were told by FOS to back up their figures they have not done so the FOS keep sending reminders to them but nothing:mad:

Do I just keep badgering the FOS or where do I go from here. Find it difficult to work out figures myself because I do not have copies of all the paperwork but I know the FOS does.

Any advice would be appreciated:D

just keep on at the fos - have you written to the adjudicator ?

tiggrae

maxdp wrote: »

Ok no problems am so frustrated with the whole thing at the moment just e mailed my adjudicator and he is away from the office until next week.

Barclays are completely ignoring all attempts to send settlement figures to us. I think there is a learning curve here for anybody out there do not just accept figures when going through FOS because they do not check them:eek:. I wonder how many of these upheld claims have not been paid out properly and the lenders have just relied on the fact that we would be greateful for what we get.

I know FOS do not have time to check these and probably think that they do not need to.:mad::mad::mad::mad:

If it was later in the day I feel a large glass of wine coming on but not really appropriate so early in day as have kids to run about etc etc. lol;)

I totally agree with Maxdp here - ALWAYS check the figures - in say 10 claims I've had settled only 3 have got the figures correct !!!!!