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PPI Reclaiming discussion Part II
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Thanks Anne-Jade.
Throughout the claim before we won, this case was with the FOS, so we did get in touch with these/nemo by leaving email messages, did keep the FOS aware of this, because when we did try ringing we would get told someone will get back to us but this never happened.
When receiving the SAR last month - something I wished I had requested a lot earlier, I could not believe the comments they left on these, such as 'hasn't anything been done about these people yet' we are still receiving emails !!!!! please get them stopped !!!!:eek: :eek:
But its a good idea to set up a new email addy, cheers hun.;)
Di.
xx
Di, spent a bit of time today looking up defamation and libel and I think you should definitely get onto "them" about their comments as it's disgusting, how dare they treat you like that? You should go to the top and demand that the people that wrote those things are disciplined, if not fired and that you want a written apology at least. I think a court case for libel would be very costly and you would probably be throwing good money after bad.0 -
got reply from FOS
[FONT=Tahoma, Arial]Dear Mrs
[FONT=Tahoma, Arial]I don't see any harm in sending the letter however I expect Nemo's[/FONT]
[FONT=Tahoma, Arial]response will be that the case is now with the ombudsman and therefore[/FONT]
[FONT=Tahoma, Arial]it will await the outcome of the investigation. I wrote to you yesterday[/FONT]
[FONT=Tahoma, Arial]saying that Nemo had rejected my assessment of your complaint and[/FONT]
[FONT=Tahoma, Arial]requested that the case be reviewed by an ombudsman. Prior to doing this[/FONT]
[FONT=Tahoma, Arial]you have the opportunity to make an additional comments on my assessment[/FONT]
[FONT=Tahoma, Arial]- a copy of which I sent you. I will await hearing from you further.[/FONT]
[FONT=Tahoma, Arial]Yours sincerely[/FONT]
[FONT=Tahoma, Arial]SO will post up when I receive it:mad:[/FONT]
[/FONT]
Hunni, please do not worry, this just means they have not settled at this stage with the caseworker - which now will be passed on to the ombudsman themselves, I will tell you though it will take a little longer, but I'm sure it will work out in your favour.;)
Nemo gave them the same response with me hun, they are not easy and they will try to get out of it.
So any further information hun you can think of to send these, please send it now you have the chance.
Have you anything out of your SAR you feel that may help this hun ?
Did you notice anything out of the question when this was sold to you where this should be recorded and on the disc.
Any further concerns hun, please get back to me, I know how these work now, Nemo that is.;).
Di.
xxxThe one and only "Dizzy Di"0 -
Hunni, please do not worry, this just means they have not settled at this stage with the caseworker - which now will be passed on to the ombudsman themselves, I will tell you though it will take a little longer, but I'm sure it will work out in your favour.;)
Nemo gave them the same response with me hun, they are not easy and they will try to get out of it.
So any further information hun you can think of to send these, please send it now you have the chance.
Have you anything out of your SAR you feel that may help this hun ?
Did you notice anything out of the question when this was sold to you where this should be recorded and on the disc.
Any further concerns hun, please get back to me, I know how these work now, Nemo that is.;).
Di.
xxx
cheers
Laini xxstill fighting for my money !!!0 -
sparky0107 wrote: »Hello again,
Has anyone heard of "The Associates" as a finacial institution? My brother has some paperwork in his SAR which names them, but nothing else0 -
got reply from FOS
[FONT=Tahoma, Arial]Dear Mrs
[FONT=Tahoma, Arial]I don't see any harm in sending the letter however I expect Nemo's[/FONT]
[FONT=Tahoma, Arial]response will be that the case is now with the ombudsman and therefore[/FONT]
[FONT=Tahoma, Arial]it will await the outcome of the investigation. I wrote to you yesterday[/FONT]
[FONT=Tahoma, Arial]saying that Nemo had rejected my assessment of your complaint and[/FONT]
[FONT=Tahoma, Arial]requested that the case be reviewed by an ombudsman. Prior to doing this[/FONT]
[FONT=Tahoma, Arial]you have the opportunity to make an additional comments on my assessment[/FONT]
[FONT=Tahoma, Arial]- a copy of which I sent you. I will await hearing from you further.[/FONT]
[FONT=Tahoma, Arial]Yours sincerely[/FONT]
[FONT=Tahoma, Arial]SO will post up when I receive it:mad:[/FONT]
[/FONT]
Hi Laini :-)
I thought I read somewhere on here that the Ombudsman rarely goes against what the adjudicator says, so I'm sure you will be ok.
Don't like the sound of that Nemo - they never should have found him :rotfl:
[/FONT]0 -
Di, spent a bit of time today looking up defamation and libel and I think you should definitely get onto "them" about their comments as it's disgusting, how dare they treat you like that? You should go to the top and demand that the people that wrote those things are disciplined, if not fired and that you want a written apology at least. I think a court case for libel would be very costly and you would probably be throwing good money after bad.
Thx hunni, and I have a good mind to send all the copies with the bad comments on to the ICO, see what they have to also say, but first of all I thought I was being sensitive, then others had taken a look and said how disgusting it was, and the cheek of them passing the SAR information with all this added on them !:eek:
There was also a paragraph, a copy of mine they had of what the FOS had of ours sent from nemo, then all this info was sent back to them when it was completed and won, on the one paragraph I added that I was not prepared to give an answer on the loan advance yet, where at one time they kept ringing to pester about us taking the loan advance, I had told them as stated in the paragraph, "I have no time to discuss anything with them at that time, because my son who has special needs was home with me ill", hubby was at work and no one else available to look after my son, they wrote a petty comment on the side of it "SCHOOL" !!! It was something along those lines, then a comment made on one piece of paperwork says, the Evans's tried to cancel the PPI, I managed to talk them out of it !!!:eek:
But I'm not leaving it there ! (of course this was added after the FOS had them ) !
I recommend others if with Nemo to check their comments.;)
Thx hunni.
Di.
xxxThe one and only "Dizzy Di"0 -
got reply from FOS
[FONT=Tahoma, Arial]Dear Mrs
[FONT=Tahoma, Arial]I don't see any harm in sending the letter however I expect Nemo's[/FONT]
[FONT=Tahoma, Arial]response will be that the case is now with the ombudsman and therefore[/FONT]
[FONT=Tahoma, Arial]it will await the outcome of the investigation. I wrote to you yesterday[/FONT]
[FONT=Tahoma, Arial]saying that Nemo had rejected my assessment of your complaint and[/FONT]
[FONT=Tahoma, Arial]requested that the case be reviewed by an ombudsman. Prior to doing this[/FONT]
[FONT=Tahoma, Arial]you have the opportunity to make an additional comments on my assessment[/FONT]
[FONT=Tahoma, Arial]- a copy of which I sent you. I will await hearing from you further.[/FONT]
[FONT=Tahoma, Arial]Yours sincerely[/FONT]
[FONT=Tahoma, Arial]SO will post up when I receive it:mad:[/FONT]
[/FONT]0 -
I am surprised with the pre-occupation on this site with SAR on post Jan 2005 sales. Advise Central you are going to FOS. FOS will give you a tick box form and they will request the docs and call recording from Central. Tell FOS, Central did not make you aware of a "monthly premium alternative"which would have better met your Demands and Needs. These firms just want to get you into correspondence and frighten you. Just go to FOS as nearly all post Jan 05 single premium complaints are upheld.
In fact this forum should be split into pre-2005 mis selling and post 20050 -
marshallka wrote: »Was it motor finance?
lol, that's exactly what came to my mind, or maybe they are an associate who are linked to the financial firm involved who gets paid or the other way round to the broker ??.....:rolleyes: , not certain but its not easy to search for really, have checked and its all enclopedia stuff, which does not really explain a lot really, then I'm not that academic lol.....:D
Di
xxThe one and only "Dizzy Di"0 -
[FONT=Tahoma, Arial]
Hi Laini :-)
I thought I read somewhere on here that the Ombudsman rarely goes against what the adjudicator says, so I'm sure you will be ok.
Don't like the sound of that Nemo - they never should have found him :rotfl:
[/FONT]still fighting for my money !!!0
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