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PPI Reclaiming discussion Part II

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  • di3004
    di3004 Posts: 42,579 Forumite
    Hi guys

    Just a little update. I received a letter from Lloyds TSB loans saying that they were sorry I felt I had been mis-sold and that they were going to look into my claim and get back to me as soon as possible- so guess it is just a waiting game.

    I am still waiting to hear from card services however- only been 2 weeks so far.

    Good luck to all those trying- hopefully we will get somewhere soon

    :-)

    Hi there Northernfly.

    Same letters we received, I do hope they don't delay time with yours, so wish you luck here, have you the email addy for these, even though sometimes they don't always get back here are the email details:
    [EMAIL="Internet.Banking@lloydstsb.co.uk"]Internet.Banking@lloydstsb.co.uk[/EMAIL]
    If you do receive any emails from these, save them for your records also, normally though this section just passes on messages then gets back to you by saying they will get someone to contact you for as soon as possible, but all these I had saved, printed off which all went to the FOS with my complaint form.

    I do wish you success with these, fingers crossed.

    Di
    xx
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    alleybabes wrote: »
    Hi i have two store cards being sorted out by fos and they have been with them since feb i took them out with ppi in 2003

    Hi alleybabes.

    Good luck with this hun, I'm sure these are more than likely passed on to the adjudicator now, sometimes they can take a little while and they can vary, have they kept you up to date since Feb ?
    You could always email for an update on:
    [EMAIL="casework.support@financial-ombudsman.org.uk"]casework.support@financial-ombudsman.org.uk[/EMAIL]
    Maybe these will update you.;)

    Good luck anyway.
    Di
    xx
    The one and only "Dizzy Di" :D
  • tiggrae
    tiggrae Posts: 1,771 Forumite
    Dear all, I have to have my Allocation Questionnaire back at the County Court by Monday. In relation to the mediation element, is this something that I shuold consider or shuold I just go straight to the small claims?
    It's entirely upto you, but if you go for the mediation service your claim will be 'stayed' for a month whilst attempts are made to mediate
  • tiggrae
    tiggrae Posts: 1,771 Forumite
    alleybabes wrote: »
    Hi has anyone on here been to court hearing to put a judgement aside? I just wondered what paperwork i should take? I received a letter with the date but it didnt say anything about what paperwork i should take,maybe i dont need to take any as its only a hearing?advice please?:eek: I havnt got the original paperwork only a photo copy hope thats ok:eek:
    take it with you but I doubt you'll need it, this hearing is just a formality to hear the solicitors for the otherside apologise for not having sent the paperwork in on time
  • tiggrae
    tiggrae Posts: 1,771 Forumite
    Ok. Will let you know when I get a response. Do you know if I would have to go to court or are they one of these companies who threatens and then pays up at the very last minute? I don't want to have to pay for a court hearing when I'm only trying to get back £72 :p
    they pay up within weeks of you starting the proceedings
  • di3004 wrote: »
    Hi there Northernfly.

    Same letters we received, I do hope they don't delay time with yours, so wish you luck here, have you the email addy for these, even though sometimes they don't always get back here are the email details:
    [EMAIL="Internet.Banking@lloydstsb.co.uk"]Internet.Banking@lloydstsb.co.uk[/EMAIL]
    If you do receive any emails from these, save them for your records also, normally though this section just passes on messages then gets back to you by saying they will get someone to contact you for as soon as possible, but all these I had saved, printed off which all went to the FOS with my complaint form.

    I do wish you success with these, fingers crossed.

    Di
    xx

    Hi
    Thank you for this Di, I have saved the email address so if they do start dragging their heels I will get in contact again.

    Is there anyone on here that is currently or has recently requested information from Lloyds TSB card services- have had no response for my request of charges I have paid and I sent it at the same time as I sent the request to the loans company

    :p:p
    Overdraft (0%interest)- [strike]£1100[/strike][STRIKE] £100[/STRIKE] [STRIKE]£60[/STRIKE]
    Bank Loan (7% interest) [strike]£6107 [/strike][STRIKE]£2368[/STRIKE][STRIKE] £1490 [/STRIKE]
    Mastercard (0% interest)- [strike]£4063[/strike][STRIKE]£2900[/STRIKE] £0!!!!!
    :rotfl::rotfl::rotfl::rotfl::rotfl:
    DF Roll of Honour #659
  • tiggrae
    tiggrae Posts: 1,771 Forumite
    Hi
    Thank you for this Di, I have saved the email address so if they do start dragging their heels I will get in contact again.

    Is there anyone on here that is currently or has recently requested information from Lloyds TSB card services- have had no response for my request of charges I have paid and I sent it at the same time as I sent the request to the loans company

    :p:p
    Hi if they haven't responded by the end of the statutory 8 weeks, send your complaint to the FOS, telling them you have given LLoyds sufficient time to investigate your complaint and that they are in breach of their statutory duty - along with the mis selling complaint as well !! -Send a copy of the FOS complaint form to LLoyds as 'a courtesy'.
  • marshallka
    marshallka Posts: 14,585 Forumite
    I amso excited i have just received a response from Bespoke in Gibraltar and it reads as follows

    Good afternoon Mrs. M, I have today sent you a letter by post with regard to your complaint and what I hope is an acceptable resolution. The post can be slow from Gibraltar, so I would imagine you will receive it towards the end of next week. Please note I am now on holiday and return to the office on Monday the 14th of July. I will be in contact with you on my return to the office.


    :j :j :confused::confused: :j :j :confused::confused:
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    I am so excited i have just received a response from Bespoke in Gibraltar and it reads as follows

    Good afternoon Mrs. M, I have today sent you a letter by post with regard to your complaint and what I hope is an acceptable resolution. The post can be slow from Gibraltar, so I would imagine you will receive it towards the end of next week. Please note I am now on holiday and return to the office on Monday the 14th of July. I will be in contact with you on my return to the office.

    Thats sounds like a result does it not or is it me being too over excited.

    :j :j :confused::confused: :j :j :confused::confused:


    Wow, sounds like some sort of result here hun ;) :j , will keep everything crossed here for ya, I have a good hunch on this here, I can feel it in my bones lol :D;) .

    Look forward to hearing the outcome of this.;)

    Di.
    xxx
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Wow, sounds like some sort of result here hun ;) :j , will keep everything crossed here for ya, I have a good hunch on this here, I can feel it in my bones lol :D;) .

    Look forward to hearing the outcome of this.;)

    Di.
    xxx
    I swear if this is "sorry, we sold it to you fair and square" then i shall be really annoyed and will definately take this to the courts. I don't think it is though because he knows that that reply WOULD be unacceptable to me. I now cannot wait until next week. I will be down to 7 stone, i swear, i was just in the middle of my dinner when i got that email and i had to leave it. This whole thing has made me ill but hopefully it is coming to an end now.

    thanks di for the support
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