PPI Reclaiming discussion Part II

Laini

marshallka wrote: »

Hope you find one soon otherwise you'll become a compulsive poster like myself and glued to this thread.

I used to be!!
got nothing done at work or home looking on here.
my little boy says you are on the smiley thing again -Idont know what he means:beer::j:rotfl::T:A
hope you hear some good news soon
Laini xx:j

Laini

TwinsMum wrote: »

You have won your case though havn't you, The FOS also told me to wait 6 weeks but me being me I wanted it done quicker, guess I must have the gift of the gab I work as head of department for a large supermarket so I deal with stroppy folk all the time (this was my turn to get stroppy) my customers demand things from me and I sometimes end up refunding hundreds of pounds in goodwill just to keep them happy so it has to in my opinion work both ways, so it may be knowing what to say and when. Can't believe you havn't got the figures yet though maybe they are under alot of pressure with similar claims. You have been through so much loosing your job and your car. The worm will turn eventually. Chin up.

yes they have agreed to put us back in the position of what we would have been if we hadnt been sold the ppi ( ppi+ refund payments + 8percent.)
Laini xx:j

TwinsMum_2

TwinsMum wrote: »

You have won your case though havn't you, The FOS also told me to wait 6 weeks but me being me I wanted it done quicker, guess I must have the gift of the gab I work as head of department for a large supermarket so I deal with stroppy folk all the time (this was my turn to get stroppy) my customers demand things from me and I sometimes end up refunding hundreds of pounds in goodwill just to keep them happy so it has to in my opinion work both ways, so it may be knowing what to say and when. Can't believe you havn't got the figures yet though maybe they are under alot of pressure with similar claims. You have been through so much loosing your job and your car. The worm will turn eventually. Chin up.

M.Colak was a great help to me also what he told me to expect wasn't far from what I get so it will be an excellent guide line for you.

TwinsMum_2

Laini wrote: »

yes they have agreed to put us back in the position of what we would have been if we hadnt been sold the ppi ( ppi+ refund payments + 8percent.)
Laini xx:j

Exactly the same as me then.

Laini

TwinsMum wrote: »

Exactly the same as me then.

looking at 14k -16k
so watch this space to see what it will be
would nt be surprised if they sent it in 2p s
we settled the loan in January 2008
Laini xx:j

TwinsMum_2

Laini wrote: »

looking at 14k -16k
so watch this space to see what it will be
would nt be surprised if they sent it in 2p s
we settled the loan in January 2008
Laini xx:j

Might need security then if they send it you in 2p's, plus very big wagon lol. Can just see you changing that in my Coinstar machine at my work would give me heart attack lol.

Laini

TwinsMum wrote: »

Might need security then if they send it you in 2p's, plus very big wagon lol. Can just see you changing that in my Coinstar machine at my work would give me heart attack lol.

I can just imagine it!!
taking it to the cashier to ask for it in notes
tee hee:p:p:p
Laini xx

TwinsMum_2

Laini wrote: »

I can just imagine it!!
taking it to the cashier to ask for it in notes
tee hee:p:p:p
Laini xx

I might not be saying "yes madam no problem anything else I can help you with", I could be in tears. You never know they may send it it £5 notes that would be better.

sarahc5388

camdoc wrote: »

I have sent the standard letter to Beneficial as I reaslised recently that a card I have had since 1994 has PPI applied monthly on the balance.

The have written back quickly stating that as the card had this applied from the start and I have paid this since then I am therefore agreeing to the PPI charges and have made no effort to cancel this or query it. My payment signals agreement they state.

In conclusion they feel the PPI was added to the account in good fiath and point out that it is the customer's responsibility to review the statement and reconcile all transactions and so they decline the request for a refund of all PPI charged.

Where should I go from here - if anywhere?

Advice appreciated, thanks

Did they ask you if you wanted it? I would send the second letter anyway and in the meantime read through these posts - where are tiggrae and mcolak when you need them

marshallka

sarahc5388 wrote: »

Did they ask you if you wanted it? I would send the second letter anyway and in the meantime read through these posts - where are tiggrae and mcolak when you need them

when is m colak back.