PPI Reclaiming discussion Part II

Laini

marshallka wrote: »

Laini, have you seen twinsmum response about firstplus and the hamper business before he final cheque. Take a look:D

cheers Marshallka
will take a look now.
everyone is so busy on here today cant beleive how many posts since yesterday.
I ve been busy looking for a job!! - no luck yet:rolleyes:
Laini xx:j

sarahc5388

san77 wrote: »

We have a secured loan with Welcome Finance and are wanting to reclaim the ppi as only hubby covered on insurance for illness etc. although both have life cover. Also mentions they won't pay for back problems which he suffers from. Want to claim it back under mis-selling . Have claimed some bank/credit charges but Welcome seem to be a different kettle of fish when dealing with people than a high street bank who do have a few scruples. Need a push to post the letter.

Any advice on dealing with welcome gratefully received.

send Martins first letter template by recorded delivery - the have 40days in which to respond - in the meantime read through as many of the posts as you can - you'll learn a lot I promise!

sarahc5388

Laini wrote: »

cheers Marshallka
will take a look now.
everyone is so busy on here today cant beleive how many posts since yesterday.
I ve been busy looking for a job!! - no luck yet:rolleyes:
Laini xx:j

Hey - welcome back - where have you been?

marshallka

sarahc5388 wrote: »

wish me luck - it will be going recorded on sat - let's see if they respond to it before they receive it like they did the last one!

good luck, hope you win. I am court by my family under the negligent mother/wife act of 2008 for the amount of time i spend on this blummin forum.

sarahc5388

marshallka wrote: »

good luck, hope you win. I am court by my family under the negligent mother/wife act of 2008 for the amount of time i spend on this blummin forum.

LMAO - needed that!

Laini

TwinsMum wrote: »

How long have they quoted you. I even managed to get a free hamper because I had made a complaint it wasn't a cheap one either. You could try emailing him again giving him the details of your current position. They settled mine even before the broker (CentralTrust) had settled with them If I can help you any more please PM me and I will do all I can to help.

Hi twinsmum
I dont think I can do anymore at the moment.
The man at the FOS said give them untill the end of june if we dont hear from them to contact him then.:A
I have just lost my job last and the company car is going with it so we need the money asap :rolleyes::rolleyes:
they have nt sent any figures yet so dont even know what they are going to give us.
M.colak has been a great help producing a spread sheet to give a ball park.:A

head of complaints said she would respond before end of june:cool:
(sorry tiggrae I had already sent my version before you could work your magic - wish I had sent yours that will teach me to be in a rush:o:o:o)
thanks I am open to any suggestions -you can pm me if you want to.
Laini xxx

marshallka

Laini wrote: »

cheers Marshallka
will take a look now.
everyone is so busy on here today cant beleive how many posts since yesterday.
I ve been busy looking for a job!! - no luck yet:rolleyes:
Laini xx:j

Hope you find one soon otherwise you'll become a compulsive poster like myself and glued to this thread.

camdoc

I have sent the standard letter to Beneficial as I reaslised recently that a card I have had since 1994 has PPI applied monthly on the balance.

The have written back quickly stating that as the card had this applied from the start and I have paid this since then I am therefore agreeing to the PPI charges and have made no effort to cancel this or query it. My payment signals agreement they state.

In conclusion they feel the PPI was added to the account in good fiath and point out that it is the customer's responsibility to review the statement and reconcile all transactions and so they decline the request for a refund of all PPI charged.

Where should I go from here - if anywhere?

Advice appreciated, thanks

Laini

sarahc5388 wrote: »

Hey - welcome back - where have you been?

sitting waiting for the postie to bring good news
heres an update
I have the same ppi complaint with FOS about NEMO finance
the FOS are waiting for a reply from them as they are upholding our complaint.
it has taken 38days for our SAR from them.
they are really dragging their heels with the FOS too
they should have replied to them by 3rd june now they have to reply by 12th june.
our man at the FOS (same man who has upheld our FP complaint) is still waiting for them to reply but will tell us asap what will happen next

still waiting for figure from FP.
Darent start anymore complaints yet (got a couple more I want to have a go at).

sorry for not being here:grouphug: but will pop in again tomorrow to see how you are all getting on.
Laini xx

TwinsMum_2

Laini wrote: »

Hi twinsmum
I dont think I can do anymore at the moment.
The man at the FOS said give them untill the end of june if we dont hear from them to contact him then.:A
I have just lost my job last and the company car is going with it so we need the money asap :rolleyes::rolleyes:
they have nt sent any figures yet so dont even know what they are going to give us.
M.colak has been a great help producing a spread sheet to give a ball park.:A

head of complaints said she would respond before end of june:cool:
(sorry tiggrae I had already sent my version before you could work your magic - wish I had sent yours that will teach me to be in a rush:o:o:o)
thanks I am open to any suggestions -you can pm me if you want to.
Laini xxx

You have won your case though havn't you, The FOS also told me to wait 6 weeks but me being me I wanted it done quicker, guess I must have the gift of the gab I work as head of department for a large supermarket so I deal with stroppy folk all the time (this was my turn to get stroppy) my customers demand things from me and I sometimes end up refunding hundreds of pounds in goodwill just to keep them happy so it has to in my opinion work both ways, so it may be knowing what to say and when. Can't believe you havn't got the figures yet though maybe they are under alot of pressure with similar claims. You have been through so much loosing your job and your car. The worm will turn eventually. Chin up.