PPI Reclaiming discussion Part II

dreamer33

marshallka wrote: »

Dreamer, I am like you here. Firstplus are not under the jurisdiction of the FOS for when my loan was taken out so my only hope for things like this is the courts and no I do not have an argument about this yet but I soon will have... I tried with FOS about it and nothing - outside their jurisdiction so it will have to be the courts...

Its terrible the thought of having to go to court to fight, because the likes of the ombudsman dont help or any other regulating body. I'm like you I can't let it go until I've won.

Can't wait for a reply to my letters. Might not get anywhere but they will remember the words freedom finance. (with a bit of luck)

I really wish you the best of luck marshallka x

dreamer33

Uncle_Cuddles wrote: »

Wow, what a massive thread. I have not read it all! Just a quicky, can I claim for the insurance I got when I took out my mortgage? Its not much, only about £16 a month but I was told that it was compulsory when I took out a re-mortgage with Northern Rock about five years ago. The reason they told me was because I had recently changed jobs. I wouldn't have taken it out otherwise.

Is is Payment Protection Insurance? If so you can request a Subject Access Request, for a fee of £10 this entitles you to all the information they hold on you including telephone calls.

maxdp

marshallka wrote: »

So what about settled loans done and dusted...

They can be challenged

maxdp

pinknico wrote: »

This is the bit I dont get "credit" and "charge for credit" how do these differ and how do they show on a credit agreement?

Maxdp, how are you today ? Hope you are coping ok and best wishes to you and yours. xx

Marshallka when I take someone to court I want you as my brief!!
Rooting for you all the way which ever course you take.

Di hope you get a result this week.

Thank you Pinknico. Things going ok at mom just waiting for appointment with consultant

marshallka

dreamer33 wrote: »

Its terrible the thought of having to go to court to fight, because the likes of the ombudsman dont help or any other regulating body. I'm like you I can't let it go until I've won.

Can't wait for a reply to my letters. Might not get anywhere but they will remember the words freedom finance. (with a bit of luck)

I really wish you the best of luck marshallka x

What were the words here dreamer..:D .

Were they taken from my letters or Kaia's..

di3004

Good morning folks

In today's news:

City watchdog called in over mis-sold payment protection insurance:


http://www.dailymail.co.uk/money/article-1081323/City-watchdog-called-mis-sold-payment-protection-insurance.html

marshallka

Anyone ever used this moneyclaim online

https://www.moneyclaim.gov.uk/csmco2/index.jsp

di3004

marshallka wrote: »

Anyone ever used this moneyclaim online

https://www.moneyclaim.gov.uk/csmco2/index.jsp

Nope but I have heard of it.;)

pinknico

marshallka wrote: »

Anyone ever used this moneyclaim online

https://www.moneyclaim.gov.uk/csmco2/index.jsp

Yes, very easy to use.

dreamer33

di3004 wrote: »

Good morning folks

In today's news:

City watchdog called in over mis-sold payment protection insurance:


http://www.dailymail.co.uk/money/article-1081323/City-watchdog-called-mis-sold-payment-protection-insurance.html

In light of reading this it could well mean that eventually people not under the jurisdiction could well be heard also.