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19yr old single male on £14K

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Comments

  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    i earn £27,600 a year (aged 27) , and we never have any cash.

    I think the problem was when i gave the wife a card for the account...

    now im unlucky to get £20 a week..

    £14k & £17k is not enough to rent privately these days on your own, how about sharing with a few friends, then the £500 a month drops to about £125.. which is easy..

    It is enough to rent alone in many areas, but I agree that sharing would make more sense financially x
    Gone ... or have I?
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite

    £14k & £17k is not enough to rent privately these days on your own, how about sharing with a few friends, then the £500 a month drops to about £125.. which is easy..

    It never was! Nobody on comparable earnings ever expected to rent a whole flat to themselves (or not in London or the SE anyway). Sharing is still the appropriate choice for young people and this is reflected in the amount of HB payable where necessary. People expect too much too soon these days.

    (Goes away into little corner for a Grumpy moan.)
  • Riq
    Riq Posts: 10,430 Forumite
    I just need to find some friends prepared to:
    a) move out
    b) move to manchester

    :D
    "I'm not from around here, I have my own customs"
    For confirmation: No, I'm not a 40 year old woman, I'm a 26 year old bloke!
  • Alias_Omega
    Alias_Omega Posts: 7,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Its easy, find a few mates, cheap rent, lots of cheap beer then lots of cheap women...

    :):):)
  • Riq
    Riq Posts: 10,430 Forumite
    Its easy, find a few mates, cheap rent, lots of cheap beer then lots of cheap women...

    :):):)
    That sir, sounds like a plan.
    "I'm not from around here, I have my own customs"
    For confirmation: No, I'm not a 40 year old woman, I'm a 26 year old bloke!
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    hotblu wrote: »
    Hey Folks,

    I dont usually like to put my 2 pence worth in but here goes...
    Im 23, single, salary 17k (2 jobs @ 50 hrs p/wk) and I struggle like hell.
    My mortgage is £550.00 per month and my car cost's a total of £150.00 per month, so if you think about the rest of my bills/living costs I barely manage.
    So, basically what I am saying is if you dont know someone's circ's you shouldn't judge- and let's face it, it's got to be better than "knocking out kids" and claiming benefits.

    Hotblu

    I'm married with 2 kids, household income £24k less tax. My mortgage is just short of £500 a month. I run TWO cars which cost me £175 a month BEFORE I put fuel in and my wife also has a car which costs another £70 a month before fuel. Yet despite the fact I've got far more bills than you'll have, I manage extremely well and manage to put £50 a month in the the kids savings between them and max out my ISA every year.......

    So yes, I can judge.
  • hotblu
    hotblu Posts: 293 Forumite
    Part of the Furniture Combo Breaker
    "I assume you mean 2 jobs totalling 50 hrs per week, not 2 jobs @ 50 hrs making 100 hours?!!"

    Sorry, that's what I meant, total of 50 hours.

    :-)
  • hotblu
    hotblu Posts: 293 Forumite
    Part of the Furniture Combo Breaker
    "I'm married with 2 kids, household income £24k less tax."

    Does this include or exclude money from benefits?
    If it includes... your geting help.
    If you exclude... explains how your managing.
  • mouseymousey99
    mouseymousey99 Posts: 1,868 Forumite
    I dont want to knock anyone so thats not what I'm doing - but having children is now a choice (& I commend you) so lets also say hotblu is also doing well working 50 hours a week....
  • LondonDiva
    LondonDiva Posts: 3,011 Forumite
    1,000 Posts Combo Breaker I've been Money Tipped!
    tyr directing your bil to www.gumtree.com for a room in a shared flat
    "This is a forum - not a support group. We do not "owe" anyone unconditional acceptance of their opinions."
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