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Oh no, balliffs looking for me....help!!
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The 1st thing i would do, to save ringing creditors straight away would be to check your credit file, credit expert do it for free for the first 30 days, then its £6.99 a month(but u can cancel it before 30 days)
try: www.creditexpert.co.uk
good luck, and dont worry too much, i was in nearly £30k of debt by the time i was 22 and now with the help i got by admitting i had a debt problem im now debt free, that was only 4 years ago.0
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