Credit Crunch Credit Card Declines?

NickX

EmptyCouch wrote: »

I've heard that Barclaycard has now bought Egg. Does that mean I shouldn't apply to Egg now as I was turned down in Feb? Or is he change over still in progress?

I think I'm running out 0% cards!

I don't think this is correct - Barclaycard have bought Goldfish who in turn owned Morgan Stanley.

Egg is owned by Citibank, a large american bank and they bought it from Prudential.

EmptyCouch

NickX wrote: »

I don't think this is correct - Barclaycard have bought Goldfish who in turn owned Morgan Stanley.

Egg is owned by Citibank, a large american bank and they bought it from Prudential.

You're right, I must have mis-read! Hopefully that will bode better for my application to Egg!

Volcane

Volcane wrote: »

I'm now seeing (out of interest as much as anything) how far I can push this as a few (!) credit applications/declines won't really affect me for the next 2 years and have now applied for :

Nationwide Gold Card : Referred
Amex Platinum Cash Back : Referred (definately don't hold out much hope)
Barclaycard Platinum Cashback : Instant Accepted
Ulster Gold Card : Got to the last page and was told there's a problem with the server and to try again at a later date!!!!

Update :

Barclaycard now arrived with a £14990 credit limit (why it's not a round £15k is baffling me though)

Nationwide : Refused and you can't appeal! "...and our decision is final" in the letter!

Amex : Still no news

Ulster : Have not yet re-tried.

kentkent

Volcane wrote: »

Update :

Barclaycard now arrived with a £14990 credit limit (why it's not a round £15k is baffling me though)

Nationwide : Refused and you can't appeal! "...and our decision is final" in the letter!

Amex : Still no news

Ulster : Have not yet re-tried.

such a high limit, are own a house will be incrising the credit limit ? thanks

Volcane

kentkent wrote: »

such a high limit, are own a house will be incrising the credit limit ? thanks

Sorry, are you asking if I own my own house?

italia

i wouldn't worry over tesco, i have had all the cards under the sun, never missed a payment, can always get mbna 0% cards and halifax (had a variety of halifax ones,one a year really) and never have a problem with any other companies, but can i get a tesco card... NO, not ever, been declined every time i have tried, prob once a year for three years. they are the only company to turn me down!

clio

who underwrites Tesco,s card Italia!!

Moggles_2

clio wrote: »

Who underwrites Tesco's card, Italia?

The Royal bank of Scotland

clio

Cheers M.. Noted for the future...

msaquib

Hi,

I have the following cards:-

Halifax One - Limit 5k Balance £2.5k
A&L Visa - Limit 5k Balance 0
Egg Money Limit £1500 Balance £100 cr
Co-Op Gold - Limit 3k Balance 0
Natwest - Limit £1200 Balance 0
Argos: Limit 1200 Balance £25

Balance transfer rate on the Halifax is due to expire next month and would like to apply for a new card.

At the end of the December I moved house and I was abit late in registering for the Electoral on my new address. Received letter from City Council to say I will on WEF 01/03/08,

Do you think will it be OK to apply for a new card?

Thanks
M