We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Recommend fixed rate ISA - transfer in?

Dear All,

I've a 5.75% (I think...) cash isa from Kent Reliance, that I'd like to *TRANSFER IN* to another provider, preferably as a 1 year fixed rate.

Can people recommend products with good/the best(!) FIXED interest rates, that allow transfers in?

Many thanks.

Comments

  • Dan29
    Dan29 Posts: 4,768 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lloyds 6.5% is the best rate if you've got £9,000 but having read in that thread about lots of problems people have had opening the Lloyds ISA and transferring funds into it, I'm just filling in the form for a Nationwide 6.15% 1 year fix.
    .
  • Nationwide offering 6.15% for their one year and two year bonds. Not the absolute best, but pretty good.
    "The trouble with quotations on the Internet is that you never know whether they are genuine" - Charles Dickens
  • earlgrey_3
    earlgrey_3 Posts: 583 Forumite
    I opened accounts at Lloyds this morning for the 6.5% fixed for myself and wife and I'm transfering funds both from Kent Reliance and NS&I. Opening was very easy with helpful staff so hoping the transfers will be the same.

    Because the higher rate is only paid on £9K you might find it worthwhile to top-up your ISA with Kent Reliance before the transfer, that way all your money will get the KR rate till it arrives at Lloyds rather than having £3600 sitting in Lloyds at a lower interest rate till the transfer arrives.

    Website says the Lloyds offer is available till 31/5 but there are rumours it could end sooner.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.