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Babies, biscuits, boobs and budgetting!

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  • beanielou
    beanielou Posts: 95,488 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ZTD wrote: »
    Ah...but how does Snaggles fold stuff?

    Wonder if you could get clothes in Eternal Beau...or would that have been a step too far? ;)
    Nooooooooooo!!!!!!!
    I feel faint thinking about it!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • spud30
    spud30 Posts: 16,872 Forumite
    ZTD wrote: »
    Ah...but how does Snaggles fold stuff?

    Wonder if you could get clothes in Eternal Beau...or would that have been a step too far? ;)

    Definitely a step too far. It was blimmin orrible :eek:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • tsharp
    tsharp Posts: 1,532 Forumite
    I'm here for the boobs. :)

    I'm here for the biscuits.
    "I have enough money to last me the rest of my life, unless I buy something."
  • kizzykizzywizzy
    kizzykizzywizzy Posts: 6,906 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just had to butt in re the bin, if it's a brabantia, which I have - yes mine was expensive too, but it has a lovely touch lid, not one of those flip things that the food sticks to! Well my lovely touch lid broke, I rang Brabantia & they sent me a lid free of charge & said they would do for as long as I had the bin, if it broke again, so pretty money saving really.

    Good luck with returning to work too! not that that comes second place to the bin, but was blinded by bin-talk:p
    Comping again - wins so far : 2 V festival tix, 2 NFL tix, 6 bottles of wine, personalised hand soap, Aussie miracle conditioner :beer:

    Married my best friend 15/4/16 :)
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    good luck with your first day back, hope the wrench isn't too bad. Well done Natasha for starting to walk, i'm sure you are so pleased you saw it. My sister childminds and she and her friend make scrap book albums each year for the parents of each child as they miss quite a lot and my sister really feels for them.
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thread title of the year so far :T :T .

    Good luck for tomorrow.

    ym
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Good luck at work tomorrow Snags, and happy new thread!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Wow, thanks for all the good wishes - let me see if I can answer all the questions....bear with me if I miss a few!

    Spud - good luck with the spellings (or rather, good luck to your son). 120 to learn in one night, now THAT'S a challenge!

    Kellsbells, Redsquirrel, Gemmzie, Taxi, Yellowmonkey, SarahNeedle, BB & IA - thank youuuu! :)

    Benben - get it on your list.....and some bin bags as well (I have it on good authority that Lidl bin bags fit it...see, still trying to at least pretend to moneysave :o).

    Bunny - yes, you noticed the bin without even being prompted....I was sooo pleased! :D But my house is NOT perfect, far from it - the reason I have boxes for everything is because I'm naturally an untidy person, so if I don't have anywhere to put something, it just gets left lying about. And I hate clutter....along with mismatched stuff.....god, I'm so weird, I never realised till now! :o

    Spud - linky on it's way next :p

    Zed - the question should be 'DOES Snaggles fold stuff?'. And that would be a NO! :rotfl:

    Beanie - you don't fancy a nice eternal beau handbag? :D

    tsharp - help yourself....it's mainly jaffa cakes, but I've recently discovered Oreos, so watch this space....lol.

    Kizzy - Wow that's great, so technically, I could SAVE money by buying this bin?? Woohoo!

    Lemon Tree - I think that's a great idea. I think Natasha's nursery do something similar, although she will only be going for one day a week, so hopefully I wont miss too much.



    Jellybabies - yes, she looked a bit startled and then when she realised what she could do, she had the most enormous grin on her face! :A
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • pania
    pania Posts: 8,258 Forumite
    Snaggles wrote: »
    I don't really like our finances being so vague, but I'll have to live with it for a couple of months until I know what my net salary will be.

    Helloooo Snaggles and happy new diary, good to see you back sounding positive and happier. I hope all is better now.

    There is a way to work out what your net will be. I usually get mine within a fiver either side of what it is each month . Drop me a PM with your tax code and basic if you'd like me to work it out for you.

    Chat soon
    P
    xxx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • ltm07
    ltm07 Posts: 966 Forumite
    Snaggles wrote: »
    Helloooo! :wave:

    Well, as some of you may know, tomorrow is a bit of a landmark for me, because I return to work after 12 months of maternity leave - eeek!

    I've also been having a bit of a difficult time in my personal life recently, so I thought now would be a good point to leave all that behind and start a new thread.

    A few days ago, I sold some shares to pay off our car loan, leaving us 'technically' debt free (having now cleared a grand total of £22k of debt over the last 10 years...goodness that sounds scary!). But that's not the whole picture....

    When we took out our mortgage, we borrowed an extra £5000 to pay for some home improvements. We have always considered this part of our mortgage, but to be honest, that just feels like cheating. So my next challenge is going to be to get it paid off.

    I have another sharesave that matures in August, which should give me at least £3000 towards it - hopefully more but I'm not counting my chickens (whatever that means...lol!). Our budget is tight, but I really want to get the secured loan paid off this year, so I'm going to chart my progress on here. Once I know how much I will be earning per month I will post my new SOA. Until then, our budget is a bit 'grit your teeth and hope for the best'.

    Oh, and I may as well confess that I had a minor slip up with the credit card and accidentally bought a new kitchen bin and a few desperately needed work clothes - which all sounds okay until I shamefully admit to how much the kitchen bin cost..........

    £50!!! :cool:

    As you can see, I really need help staying on track, so if I ever start talking about expensive gadgets or 'must have' appliances, this is the place to come and shout at me. :p

    And obviously, as this is a Snaggles thread (Jaffa Cake obsessive and baby bore par excellence), there will be the obligatory chat about babies, boobs and biscuits, hence the title. :D

    Thanks for reading! :)

    Love Snaggles xxx
    Your right Snaggles,adding onto mortgage is cheating;) ! We did the same a couple of years ago & borrowed £10k but this isn't accounted for in our debt total:eek: ! Will also be cracking on clearing this when our other debts are cleared! Good luck!!
    Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
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