Hurrah, my MFW quest has started

abouttimetoo

abouttimetoo wrote: »

My tenant is apparently with me until May and there is chance he may come back within a couple of months. TBH he's been such a good tenant (and popular with neighbours too) that if he did want to come back I would be prepared to keep it empty for him for a couple of months. I don't want to count my chickens though so It's wait and see on that front

Very good news on this front! My tenant is not leaving in May and in fact is staying on longer. I don't know how long for but I'm guessing about 6 months. This will really put my BTL account back in a good place as i can fully repay myself next month then build the savings fund attached to that account back up as it has been none existant for nearly a year now after I did the last cleaning/sprucing up/landlords insurance etc etc

abouttimetoo

I've just made an on-line gift purchase at Argos and happily it's on the Amex list so thats a second store down on the 8 required. I did it via Topcashback and got a 50p casback - small but perfectly formed and every little helps :rotfl:

I've also just noticed that I've had £34 move from pending to confirmed so I'm just about to request that to be sent :T

abouttimetoo

abouttimetoo wrote: »

Hi all

I'm having quite a good week spending wise and have only spent about £10 so quite pleased with that as I've had the quarterly gas bill to pay this month £125 ish.

Other news on the money front is that my Amex cashback is up to £176 and I received an offer from them last week whereby if I spend in at least 8 pre-defined shops then I get a £25 credit to my credit card. There is no minimum spend and I naturally use three of four of them anyway so that is my task for June as I've only got a month to do it in.

Just checked my Amex statement to see if a few transactions have been debited, they have and my cashback balance is now just over £184. I've also done a wee bit of shopping that I needed and two of the shops were on the Amex list to get the £25 which was good. I also had a McD's cheeseburger 4 lunch, I wouldn't normally dream of doing that but I had two good reasons, a discount voucher plus they are also on Amex list! All in all that means iv now made 4 out of the 8 required Amex purchases to get the £25 credit so only 4 more needed in June and I think I can do that :j

abouttimetoo

abouttimetoo wrote: »

Just checked my Amex statement to see if a few transactions have been debited, they have and my cashback balance is now just over £184. I've also done a wee bit of shopping that I needed and two of the shops were on the Amex list to get the £25 which was good. I also had a McD's cheeseburger 4 lunch, I wouldn't normally dream of doing that but I had two good reasons, a discount voucher plus they are also on Amex list! All in all that means iv now made 4 out of the 8 required Amex purchases to get the £25 credit so only 4 more needed in June and I think I can do that :j

Just to report that yesterday I made the final eighth required purchase so that should be all thats needed for the £25 credit to my statement, although from reading the small print this could take a couple of months to happen. I'm really pleased I've done the eight now and with the exception of one of them it was just using shops that I normally would anyway.

linz

Hi abouttimetoo,

Which Amex card do you have out of curiosity? I have the Amex Nectar Card but I quite like the idea of getting cashback rather than Nectar points - do you have a name or a link where I can read more about how it works ?

Many thanks

abouttimetoo

linz wrote: »

Hi abouttimetoo,

Which Amex card do you have out of curiosity? I have the Amex Nectar Card but I quite like the idea of getting cashback rather than Nectar points - do you have a name or a link where I can read more about how it works ?

Many thanks

Hi Linz, thanks for stopping by, apologies for the delay in replying but I don't manage to get on here regularly. The Amex card I have is the Platinum one, at the time there was a special cashback offer on for the first three months (5% off the top of my head, capped at £100 with a minimum spend but I can't remember the figure off the top of my head) After the three months the cashback dropped back and has a scale linked to spend.

I think they have a similiar offer on at the moment although I don't know if it's only for brand new customers. Link to their different cards as follows

http://www.americanexpress.com/uk/all-cards/?PID=832&BUID=CCG&PSKU=DFLT&AFFID=GoogleGL&CRTV=2534&sourcecode=

Also, don't forget to check such sites as Topcashback and quidco if you're moving cards around as they are often good deals on as per the below which TCB is showing as at today. Please note the Br Airways ones are also Amex ones and I'm actually looking to potentially swap to one of those ones myself at the moment as if i'm reading it right there are some fab deals on and I'm trying to work out how to get an upgrade to Business Class AND a matching free ticket to America!!!!!!!!!!!!!!!!!!!!!!!

Platinum Cashback
£10.10
Cashback
Platinum Cashback Credit Card Market leading 5% cashback rate for first 3 months up to £100. 1.25% cashback hereafter. 0% on purchases 19.9% Representative APR APR variable. Terms apply.


Platinum Charge
£60.60
Cashback


40,000 Membership Reward points when spend £3,000 in 3 months. Earn one point for virtually every £1 you spend on your Card, the points you pick up on your travels could go towards your next adventure. The Platinum Card offers you exceptional service, rewards, access to events and insurance benefits. £300 annual fee



American Express Rewards Card
£10.10
Cashback


18,000 bonus points when you spend £500 in first 3 months, worth £90! 0% on purchases, 17.9% Representative APR.



British Airways Credit Card
£10.10
Cashback


3,000 BA Miles when spend £500 in first 3 months. Ends 23rd May 2011 1 BA Mile for virtually every £1 you spend! 19.9% Representative APR



British Airways Premium Plus Card
£45.45
Cashback


Get 18,000 Bonus BA Miles when you spend £3,000 in the first 3 months with the British Airways American Express Premium Plus Card. (terms and conditions apply). Representative Example: If you spend £1,200 at an annual interest rate of 19.9% (variable) with a £150 annual Fee your Representative APR will be 50.1% (variable).



Preferred Rewards Gold
£60.60
Cashback

Vixstar

One thing to note is with the Amex platinum is that the cash back is paid to you yearly and if you opt to take it in cash they just credit your card with the amount. You can also get a limited range of vouchers with a 5% bonus

abouttimetoo

Hi Vixstar, good prompt, thanks, I forgot to mention that as the way the cashback is repaid could make a difference for people

abouttimetoo

Hi all

I've just made this month OP of £582.28, (yes I know it's on odd a amount but that was what was needed to make the o/s balance a nice round number IUSWIM )

As previoulsy mentioned I've made my 8 required purcashes on Amex and I got an email from them earlier in the week confirming I'd done it. I've just checked my Amex account and was amazed to see the £25 has already been credited. I've got to say that I really do find the customer service from Amex spot on!

Hope you are all doing well with your plans
Regards
ATT

abouttimetoo

Hi all

I'd normally be due to OP next Wednesday but I'm not going to be around then so I've just set internet banking to OP £549.21 for me on that day. Plus it means I get to do my monthly 'update siggy' fix soon, dont'cha just love doing that :j

Things in general ticking over nicely apart from the HMRC thing still hanging over my head but i think I'll do a separate post on that

Regards
ATT