Isn't anybody tired of hearing the same old

Skyhigh

It gets very annoying, especially when relatives are telling you the same when you're and FTB. Although I believe it holds true for those people moving house.

But it depends on circumstance.

Having come back from Uni, both I and my partner now live back with our respective parents.
We need out, it not good for anyones health or mental state really.
Renting costs the same a a mortgage, house prices in our area are the cheapest in the country.

The cost of renting offset against the loss of a purchase price on a house over 3 years, would mean that the prices would *need* to fall by at least 35% in order for us to have "saved" money.

People who carp on about "don't but now" you'll find, tend to already have a home, for FTB's its a completely different situation, you really can't live with your parents, or waste money on rent forever.

At the end of it, it depends on what you can afford.
We can afford to buy a house and for the price to fall - since we're staying there a while, house prices recover usually every 7 years.
Even so, it depends what you earn an what you can afford to "loose"on house prices (if they drop), we're aiming to clear the mortgage in 15 years.

dannyboycey

gabyjane wrote: »

.it's a forum to slate FTB, NEW BUILDS, OVERPRICED HOUSES etc it doesn't always help it just criticises..

The site is moneysavingexpert. Prices are falling. Buying now will not save you any money.

....and please... lose the bloody turquoise text!!!

gabyjane

dannyboycey wrote: »

The site is moneysavingexpert. Prices are falling. Buying now will not save you any money.

....and please... lose the bloody turquoise text!!!

Is this better..blue not your colour? I have to say you appear very stressed maybe a holiday is in order?

I get the SAVING bit.. me paying my mortgage is saving as opposed to giving it to a landlord each week and buying his house for him..

Prices are falling..oh well tough luck, life's crap get used to it..people will always moan wether they drop, get higher or stay the same..some people are NEVER happy..

trudiha

There's nothing like a pastel colour to undermine an argument.

dannyboycey

gabyjane wrote: »

Is this better..blue not your colour?

Much. Thanks

gabyjane wrote: »

life's crap get used to it..people will always moan wether they drop, get higher or stay the same..some people are NEVER happy..

OMG... I think it's you that needs a holiday!

gabyjane

trudiha wrote: »

There's nothing like a pastel colour to undermine an argument.

PMSL!! Exactly!:rotfl:

boinging_2

This is now becoming humerous. So maybe this thread is another wind up, I don't know, especially with the pastel colours coming in.

Can all the people contesting house price falls tell me one thing, how would you not have saved money buying today instead of August 07?

gabyjane

Danny I am very happy, i have a good job, lovely (affordable)house, good social life etc it's everyone else that moans!! Come on who doesn't moan about our country, the rip off taxes, benefit systems, criminal justice etc..i could go on but going off topic! I come on here to make myself happy if that is ever the case!! Oh and i am soon to have a holiday so thanks for thinking of me!

Hoario54

gabyjane wrote: »

...we are on a long fixed rate term and if the worst should happen then my inheritance will have to pay the house off...

If you have cash available why bother with a mortgage?

dannyboycey

boinging wrote: »

This is now becoming humerous. So maybe this thread is another wind up, I don't know, especially with the pastel colours coming in.

You know someone's fighting a losing battle when they resort to pastels to emphasise their posts :rotfl: