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Not entitled to a thing

2

Comments

  • Thank you soooo much for the nice comments after my slightly annoyed post after allen35 comments.

    Yes a hefty chunk of my wage goes on the mortgage, unfortunately we did have mortgage protection, but OH couldn't claim as company deemed his 6 month probation period as possible pending unemployment, so wouldn't pay out. Typical.
    Mummy to two girls: October 2013 and February 2016
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I think this thread is now going off topic.

    The OP asked what they could claim they now know it is next to nothing and have had suggestions about what her OH should be doing.

    JSA is about £60 so they would be better off temping and getting more money per week.

    As a couple you are expected to support each other.

    If you want to carry on moaning about how unfair the system is then best to take it over to the moneysaving arms. Which is where this will end up if it carries on off topic.

    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • chickmug
    chickmug Posts: 3,279 Forumite
    calleyw wrote: »
    I think this thread is now going off topic.

    If you want to carry on moaning about how unfair the system is then best to take it over to the moneysaving arms. Which is where this will end up if it carries on off topic.

    Yours


    Calley

    Oh my goodness another lacking in compassion. Are you appointed by the forum to make such judgemental and harsh comments?
    A retired senior partner, in own agency, with 40 years experience in property sales & new build. In latter part of career specialising in commercial - mostly business sales.
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    chickmug wrote: »
    Oh my goodness another lacking in compassion. Are you appointed by the forum to make such judgemental and harsh comments?

    Pardon do you want run that past me again, how dare you make comments about me when you have no idea about me or my circumstances and I have plenty of compassion in the right situation. In the last few posts there has been no help but moaning about how unfair things are including someone who will have £31K in a pay off and then moan about they lack of benefits they will recieve :confused: if the boardguides deem it, it will be moved nothing to do with me.

    The OP has been told what she can and can't claim. I really don't see the point in carrying on with people moaning and saying how unfair things are. So fail to see where I am being judgemental and harsh. This forum is for practical help not to moan about the state of benefit system as the sticky above mentions. That is what the moneysaving arms is for.

    I was in the same position as the OP when my husband left a job that was making him really ill. Rather than claiming JSA he got off his backside and took any job that the Job Agency would throw at him. He would work any thing from 1 -5 days. Doing anything from hosing down large steel plates that are for damming canals which was very demanding work. To putting computers on desks at the local job centre. It was struggle financially but we got on with.

    Things have changed again with my husband almost dying after having a stroke, as well as having a life long auto immune disease and being disabled with no use of his left hand and walks with a stick and is in pain, so of course I have no idea what it is like to be with only one income and struggling to pay bills let alone the stress of it all. Now we live off mixture of benefits and my wage.

    Now who has been judgemental when they have no idea of someones background :rolleyes:


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • You might want to try this; it tells you what (if any) state assistance you may be entitled to:

    http://www.entitledto.co.uk/
    'I'm as mad as hell and I'm not gonna take it....for much longer!'
  • chickmug
    chickmug Posts: 3,279 Forumite
    calleyw wrote: »
    Pardon do you want run that past me again, how dare you make comments about me when you have no idea about me or my circumstances and I have plenty of compassion in the right situation. In the last few posts there has been no help but moaning about how unfair things are including someone who will have £31K in a pay off and then moan about they lack of benefits they will recieve :confused: if the boardguides deem it, it will be moved nothing to do with me.

    The OP has been told what she can and can't claim. I really don't see the point in carrying on with people moaning and saying how unfair things are. So fail to see where I am being judgemental and harsh. This forum is for practical help not to moan about the state of benefit system as the sticky above mentions. That is what the moneysaving arms is for.

    I was in the same position as the OP when my husband left a job that was making him really ill. Rather than claiming JSA he got off his backside and took any job that the Job Agency would throw at him. He would work any thing from 1 -5 days. Doing anything from hosing down large steel plates that are for damming canals which was very demanding work. To putting computers on desks at the local job centre. It was struggle financially but we got on with.

    Things have changed again with my husband almost dying after having a stroke, as well as having a life long auto immune disease and being disabled with no use of his left hand and walks with a stick and is in pain, so of course I have no idea what it is like to be with only one income and struggling to pay bills let alone the stress of it all. Now we live off mixture of benefits and my wage.

    Now who has been judgemental when they have no idea of someones background :rolleyes:


    Yours


    Calley

    None of us know much about any one that posts but I follow a belief in trying to have more understanding attitude. I have a friend who was earning a very serious income who was made redundant twice in two years. I never lectured him on his finances, which he thought were dreadful but weren't, but gave him a listening ear. He became a broken man, had a nervous breakdown and now relies on his OH for emotional and financial support. I am not prepared to judgementally lecture people but that is just how I see things.
    A retired senior partner, in own agency, with 40 years experience in property sales & new build. In latter part of career specialising in commercial - mostly business sales.
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    chickmug wrote: »
    None of us know much about any one that posts but I follow a belief in trying to have more understanding attitude. I have a friend who was earning a very serious income who was made redundant twice in two years. I never lectured him on his finances, which he thought were dreadful but weren't, but gave him a listening ear. He became a broken man, had a nervous breakdown and now relies on his OH for emotional and financial support. I am not prepared to judgementally lecture people but that is just how I see things.

    You still have not answered the question about how I am being judgemental by suggesting that the thread is going off topic and that the OP has been given all the information. As that is what they asked for what they could claim.

    Don't believe I lectured anybody about their Finances unless it was because it was because I suggested that the OH temp which will bring in more income than on JSA. Don't know what posts you have been reading as it ain't mine.

    I have no problem with the giving of support, PM the person. Again I stand by everything I say. You want to rant or moan about how unfair the system do so but not on the benefit boards. It is here for practical information.

    Over the last few years I had really bad time due to my husband and I ask questions where needed to help us but I don't harp on about how unfair the system is all the time and I don't expect to be given group hugs etc. I get on with my life because I have to do because if I don't there is no one to support me.
    chickmug wrote: »
    I am not prepared to judgementally lecture people but that is just how I see things.

    Yes you have you suggested from your tone and manner that I seem to know nothing and have never had a tough time in my life. And being on benefits and having a disabled husband is a walk in the park. And that I am judgemental and harsh. So you have been judgemental as you are judging me.

    Fancy a swap I would love an easy life but that will never happen. Our lives will be over shadowed by my husband condition for rest of our lives. But again I don't go on about it all the time.

    I mean if I had suggested to the OP that her OH stop such being such a lazy scrounger and why should I pay for him to claim JSA to sit on his backside when there are plenty of min wage jobs now that would have been rude and harsh but I didn't. For majority of people being jobless is short term problem and nothing like being disabled and never being able to work again.

    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thank you soooo much for the nice comments after my slightly annoyed post after allen35 comments.

    Yes a hefty chunk of my wage goes on the mortgage, unfortunately we did have mortgage protection, but OH couldn't claim as company deemed his 6 month probation period as possible pending unemployment, so wouldn't pay out. Typical.

    Perhaps you should investigate whether the mortage insurance policy was mis-sold. When I considered taking out such a policy, I had to ask whether they would pay out if I lost my job during a probationary period and they then had to tell me that the answer was no.

    Again, be very sure that your insurance claim has no basis before giving up on it. I suggest you ask for help in the appropriate board on this.
  • Spendless
    Spendless Posts: 25,158 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP- what are the documents that wtc have asked for?

    I once asked my mortgage company if I could reduce my payments for a while when I was single and not working. They agreed to 50% reduction for 6 months.
  • chickmug
    chickmug Posts: 3,279 Forumite
    calleyw wrote: »
    You still have not answered the question about how I am being judgemental by suggesting that the thread is going off topic and that the OP has been given all the information. As that is what they asked for what they could claim.

    Don't believe I lectured anybody about their Finances unless it was because it was because I suggested that the OH temp which will bring in more income than on JSA. Don't know what posts you have been reading as it ain't mine.

    I have no problem with the giving of support, PM the person. Again I stand by everything I say. You want to rant or moan about how unfair the system do so but not on the benefit boards. It is here for practical information.

    Over the last few years I had really bad time due to my husband and I ask questions where needed to help us but I don't harp on about how unfair the system is all the time and I don't expect to be given group hugs etc. I get on with my life because I have to do because if I don't there is no one to support me.



    Yes you have you suggested from your tone and manner that I seem to know nothing and have never had a tough time in my life. And being on benefits and having a disabled husband is a walk in the park. And that I am judgemental and harsh. So you have been judgemental as you are judging me.

    Fancy a swap I would love an easy life but that will never happen. Our lives will be over shadowed by my husband condition for rest of our lives. But again I don't go on about it all the time.

    I mean if I had suggested to the OP that her OH stop such being such a lazy scrounger and why should I pay for him to claim JSA to sit on his backside when there are plenty of min wage jobs now that would have been rude and harsh but I didn't. For majority of people being jobless is short term problem and nothing like being disabled and never being able to work again.

    Yours


    Calley

    Let's just end this bickering? You feel I have a funny tone - perhaps one of the problems with this type of forum as I am sure we could get on well in real life.
    A retired senior partner, in own agency, with 40 years experience in property sales & new build. In latter part of career specialising in commercial - mostly business sales.
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