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Premium Bond Winner ?

19169179199219221095

Comments

  • Johnjdc
    Johnjdc Posts: 398 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Johnjdc said:
    0 on full holding, for a change (not that much of a change...)

    0 for my father on full holding. 100 for my mother. What a month!
  • £275 this month on max holding, £1475 total for the year.
  • Jami74
    Jami74 Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    0 on £125 holding (again)
    Debt Free: 01/01/2020
    Mortgage: 11/09/2024
  • £125 on FH making exactly £1,000 or a measly 2% for 2023 - even I can work that one out! Just 3 £100 prizes all year - ever, in fact. Fewer prizes than last year when the odds were worse. Perhaps 2024 will be better...
  • zxspeccy
    zxspeccy Posts: 180 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 2 December 2023 at 11:42AM
    Nothing on a full holding, making a very disappointing 2.80% return for the year. I will definitely be taking money out of Premium Bonds next year after two poor years of returns, with £20K being moved into my ISA in April.
  • Stargunner
    Stargunner Posts: 1,042 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    5 prizes totalling £325 for me on a £35k holding, which gives me exactly £2000 for the year. I did have a max holding for the first 7 months. £75 for the wife on a max holding.
  • Nebulous2
    Nebulous2 Posts: 5,756 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nothing this month. 

    £1475 this year, holding has varied a bit from £35k down to £30k.  4.6% would be pretty close to actual return. 
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £200 for me on circa £48k (2 x 50 and 1 x 100)
    £125 for OH on full holding (1 x 25 and 1 x 100)

    Not bad all round. Need to total the year but have held differing amounts etc. so its complicated. 

    Still be better off in fixed accounts, but need to wait until after Jan as we are holding some of the pbs as part of reserves to pay a tax bill if another payment doesn't come in in time. 
  • inflationbuster
    inflationbuster Posts: 254 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 2 December 2023 at 12:15PM
    £75 on FH.    

    Premium bond  Returns
    Invested Total prize Yield Tax Year
    £50,000.00 £1,000 2% 23-24
    £50,000.00 £650 1.3% 22-23
    £50,000.00 £425 0.85% 21-22
    £50,000.00 £775 1.55% 20-21 
    £50,000.00 £725 1.45% 19-20 
    £50,000.00 £950 1.9% 18-19
    £50,000.00 £450 0.9% 17-18 
  • 1 x £100 on £6,800 holding
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