We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Premium Bond Winner ?
Comments
-
£275 this month on max holding, £1475 total for the year.
1 -
0 on £125 holding (again)
Debt Free: 01/01/2020
Mortgage: 11/09/20240 -
£125 on FH making exactly £1,000 or a measly 2% for 2023 - even I can work that one out! Just 3 £100 prizes all year - ever, in fact. Fewer prizes than last year when the odds were worse. Perhaps 2024 will be better...2
-
Nothing on a full holding, making a very disappointing 2.80% return for the year. I will definitely be taking money out of Premium Bonds next year after two poor years of returns, with £20K being moved into my ISA in April.1
-
5 prizes totalling £325 for me on a £35k holding, which gives me exactly £2000 for the year. I did have a max holding for the first 7 months. £75 for the wife on a max holding.1
-
Nothing this month.
£1475 this year, holding has varied a bit from £35k down to £30k. 4.6% would be pretty close to actual return.0 -
£200 for me on circa £48k (2 x 50 and 1 x 100)
£125 for OH on full holding (1 x 25 and 1 x 100)
Not bad all round. Need to total the year but have held differing amounts etc. so its complicated.
Still be better off in fixed accounts, but need to wait until after Jan as we are holding some of the pbs as part of reserves to pay a tax bill if another payment doesn't come in in time.0 -
£75 on FH.
Premium bond Returns Invested Total prize Yield Tax Year £50,000.00 £1,000 2% 23-24 £50,000.00 £650 1.3% 22-23 £50,000.00 £425 0.85% 21-22 £50,000.00 £775 1.55% 20-21 £50,000.00 £725 1.45% 19-20 £50,000.00 £950 1.9% 18-19 £50,000.00 £450 0.9% 17-18 0 -
1 x £100 on £6,800 holding0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
