Premium Bond Winner ?

Cressida100

Only £50 this month on a full holding. Disappointing after a good run:

June £225
May £125
April £250
March £300
February £150
January £225

justwantedtosay

Cressida100 said:

Only £50 this month on a full holding. Disappointing after a good run:

June £225
May £125
April £250
March £300
February £150
January £225

I'm boggled by how much you win! My figures, also for a full holding, for those months are;

  £50
  £50
  £125
  £100
  Zilch
  £50

£375 to your £1,275!
It's not as if you've had a big prize. What's your trick?

RetiredTaz

£200 for me on £21k holding. £700 YTD. not too bad. 

SpeedSouth

£25 on £37k after a couple of good months, so pulling out £20K to put into a 5.9% bond at The Coventry

GreenBitterfly

£100 on £30,000 holding - not too bad, I didn't win anything last month so pleased with that. 

inflationbuster

Won £50 in July.  Wondering wether to cash in? 😒

Premium bond	Returns
Invested	Total prize	Yield	Tax Year
£50,000.00	£275	0.55%	23-24
£50,000.00	£650	1.3%	22-23
£50,000.00	£425	0.85%	21-22
£50,000.00	£775	1.55%	20-21
£50,000.00	£725	1.45%	19-20
£50,000.00	£950	1.9%	18-19
£50,000.00	£450	0.9%	17-18 starting  Nov

kev1744

£25 on a full holding. averaging less than 2% winnings for last 3 years. think ill be pulling out and sticking in a fixed rate account

VKE

We both have the max holding; this year our returns have been:
Jan: £50 & £150
Feb: £25 & £100
Mar: £225 & £100
Apr: £75 & £100
May: £75 & £25
June: £50 & £225
July: £1,150 & £275  
%
Me: 3.3% & Him 1.95% & Total 2.62%
Our return for 2023 is our best return to date

EssexHebridean

Sg28 said:

EssexHebridean said:

Sg28 said:

EssexHebridean said:

Swipe said:

EssexHebridean said:

Nowt for me again, and mine have now been requested for withdrawal

The results for low value prizes aren't out until tomorrow 

Yep, I realise that. I thought the draw had already taken place though (I thought it was first thing on the draw day)? Realistically if not then chances are we'd have nabbed another £25 at most so not the end of the world! 

Theres more chance you'll win a £100 or a £50 than a £25

Not on our current track record it's not. We have only ever won £25 at a time, and only ever a single win in a month. I know about the statistical likelihood, but in our case, we sadly have definitely been "below average luck" throughout most of our time holding them! 

fabsaver said:

EssexHebridean said:

Swipe said:

EssexHebridean said:

Nowt for me again, and mine have now been requested for withdrawal

The results for low value prizes aren't out until tomorrow 

Yep, I realise that. I thought the draw had already taken place though (I thought it was first thing on the draw day)? Realistically if not then chances are we'd have nabbed another £25 at most so not the end of the world! 

It's never been entirely clear to me at what point early in the month a withdrawal can be safely made without affecting the draw entry. Like you I'd assume a withdrawal today would be ok as the draw should have already taken place.

If withdrawing the month before there is an option to defer until after the next draw. However ticking that box for a withdrawal on the 1st of the month will defer the withdrawal until the following month, even when the draw hasn't actually take place yet.

Does anyone know this for sure or able to find the information on the NS&I website?

Yes - it was the fact that I thought the draw should already have been made that I based my withdrawal time on - I presumed that if we'd been selected for a prize, then we would still receive it even though the bonds have been withdrawn on the day of the draw. 

I too assumed that ticking the "defer until after next draw" option would mean they would then stay in for the August draw - which wasn't what I wanted! 

Its only more likely to hit 50 or 100 than 25 as from this draw. Before this the £25 was the most likely.

You've got to laugh...double checked on the account this morning and had a brief moment of wondering why there appeared to be an extra £100 sitting there to what I thought I'd left behind...yep, you've guessed it - £100 win! Makes not a jot of difference in reality - they were always coming out anyway, so we will see this as a parting gift from NS&I, and at the moment, we've decided to leave it there to give us a head start when we decide to start adding to the account again in the future!  

Wilbur11

Only £25  again for me and £50 for other half this month.  We both have the full 50k holding each.   I have already opted to transfer out, leaving only £1000 in.  Other half still trying to decide whether to go or stay 🙄