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Premium Bond Winner ?

18638648668688691095

Comments

  • ForumUser7
    ForumUser7 Posts: 2,523 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • kipsterno1
    kipsterno1 Posts: 482 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    These are the sort of wins that put a smile on my face,



  • EssexHebridean
    EssexHebridean Posts: 24,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nowt for me again, and mine have now been requested for withdrawal - just leaving an odd £90 sitting there as you never know your luck, do you! (And we probably will put more in there at some stage in the future so thought we might as well leave the account open)

    Ultimately we've never won more than £25 in a month, and the amount I have just withdrawn will pick up more than that in interest in a savings account for the month or so it's likely to be there before being used for a house purchase! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Swipe
    Swipe Posts: 5,762 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Nowt for me again, and mine have now been requested for withdrawal
    The results for low value prizes aren't out until tomorrow 
  • EssexHebridean
    EssexHebridean Posts: 24,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 July 2023 at 11:04AM
    Swipe said:
    Nowt for me again, and mine have now been requested for withdrawal
    The results for low value prizes aren't out until tomorrow 
    Yep, I realise that. I thought the draw had already taken place though (I thought it was first thing on the draw day)? Realistically if not then chances are we'd have nabbed another £25 at most so not the end of the world! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • gussie5555
    gussie5555 Posts: 22 Forumite
    Second Anniversary 10 Posts
    No high value prizes for me this month. I can get £200 per month from the current highest paying 1 year fixed bond on my 50k holding - and that's 20% tax paid aswell. In the two and a half years I've held this holding I've NEVER won £200 in one month - only one time did I win £175. I'll be transferring out my 50k this week to that 1 year fixed bond - then I know for sure that I will end up £2400 richer at the end of 12 months - I wonder  just how many 50k Premium Bond holders can be sure of that?
  • S_uk
    S_uk Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I'll be transferring out my 50k this week to that 1 year fixed bond - then I know for sure that I will end up £2400 richer at the end of 12 months - I wonder  just how many 50k Premium Bond holders can be sure of that?
    Premium bonds are not and have never been (or ever advertised as) something that will guarantee a certain return on the amount saved. So it's pretty obvious no one can be sure of winning more than what would be earned in a fixed rate bond (which unlike PBs can't be accessed whenever you want).
  • Sg28
    Sg28 Posts: 451 Forumite
    Third Anniversary 100 Posts Name Dropper
    Swipe said:
    Nowt for me again, and mine have now been requested for withdrawal
    The results for low value prizes aren't out until tomorrow 
    Yep, I realise that. I thought the draw had already taken place though (I thought it was first thing on the draw day)? Realistically if not then chances are we'd have nabbed another £25 at most so not the end of the world! 
    Theres more chance you'll win a £100 or a £50 than a £25
    Ex Sg27 (long forgotten log in details)

    Massive thank you to those on the long since defunct Matched Betting board.
  • fabsaver
    fabsaver Posts: 1,307 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Swipe said:
    Nowt for me again, and mine have now been requested for withdrawal
    The results for low value prizes aren't out until tomorrow 
    Yep, I realise that. I thought the draw had already taken place though (I thought it was first thing on the draw day)? Realistically if not then chances are we'd have nabbed another £25 at most so not the end of the world! 
    It's never been entirely clear to me at what point early in the month a withdrawal can be safely made without affecting the draw entry. Like you I'd assume a withdrawal today would be ok as the draw should have already taken place.

    If withdrawing the month before there is an option to defer until after the next draw. However ticking that box for a withdrawal on the 1st of the month will defer the withdrawal until the following month, even when the draw hasn't actually take place yet.

    Does anyone know this for sure or able to find the information on the NS&I website?
  • Swipe
    Swipe Posts: 5,762 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    fabsaver said:


    Does anyone know this for sure or able to find the information on the NS&I website?
    I wouldn't trust NS&I with anything automated. Better to just wait for the high value prizes to be announced and then manually withdraw them.
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