Premium Bond Winner ?

arthurdick

Keswick1uk said:

£25k.

Very lucky.

Well done, absolutely brilliant.

Martico

Keswick1uk said:

£25k.

Very lucky.

That's a tremendous result, well done!

Primrose

Am always pleased for the individual  when we read of winning sums like that .  You never know what's going on in individuals'lives, especially in these difficult times, and a sum like that could make a huge difference.

inkydolphin

Keswick1uk said:

I was lucky to get a big win in June, as well as a £50. The latter went into my account as usual but the bigger wins you get sent a claim form to complete. So I'm waiting on that prize to be credited at the moment.

Nice! Did the big win show up on the usual prize checker or did you just receive an email?

Keswick1uk

Prize checker.

I was on holiday visiting family and couldn't sleep and realised it was gone midnight. So I opened the checker and it said two prizes.

The first was £50 so I was delighted as I knew the second was £50 minimum too and really happy with £100 win . I swiped and couldn't believe my eyes! All those zeros! 

Woke my husband with a "its OK its good but you have to wake up" he wasn't particularly happy as you can imagine until he saw it!

The checker then explains a claim form is in the post for it. I was delayed in applying because I was away and sent it off on 12th. 

Swipe

Keswick1uk said:

Prize checker.

I was on holiday visiting family and couldn't sleep and realised it was gone midnight. So I opened the checker and it said two prizes.

The first was £50 so I was delighted as I knew the second was £50 minimum too and really happy with £100 win . I swiped and couldn't believe my eyes! All those zeros! 

Woke my husband with a "its OK its good but you have to wake up" he wasn't particularly happy as you can imagine until he saw it!

The checker then explains a claim form is in the post for it. I was delayed in applying because I was away and sent it off on 12th. 

Is 'pay into a direct saver' one of the options on their claim form? 

Keswick1uk

Not as such. 

Pay into your prizes nominated account is an option. So if your direct saver is your nominated account, it should work that way. 

Other options IIRC are cheque, investment into PBs (with a warning on maximum), or a bit of each. 

Keswick1uk

Oh, I think there were boxes to enter bank account details as well, if you want it transferred directly into a bank account.

becky_rtw

Amazing win @Keswick1uk 😎

justwantedtosay

I was just comparing Premium Bond rates to the BoE base rate. (Yes, I know the overwhelming majority of holders will get nowhere near the headline figure; I'm on 1.5% APR this year.)

Last June the overall return on PBs was 40% higher than the base rate. 

Assuming the base rate goes up 25bp next week, the base rate will be more than 40% higher than the PB return this July.

I'm sure many holders hang on thinking their luck will change, but why would anyone buy PBs now, other than a small number just for a bit of fun?