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Premium Bond Winner ?
Comments
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£25 x 2 on £57ish K across our holdings. Lowest win in previous 5 months but still happy.
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£50 on full amount0
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£125 (100 & 25) on full holding. Making £495 over three months0
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Zero for last 2 months on full amount
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£50 this month. Lucky for NS&I as l would have pulled my money out otherwise. Since they've massively reduced the £25 prizes it's a raw deal owning this product. Yield is damn awful.
Premium bond Returns Invested Total prize Yield Tax Year £50,000.00 £475 0.95% 22-23 £50,000.00 £425 0.85% 21-22 £50,000.00 £775 1.55% 20-21 £50,000.00 £725 1.45% 19-20 £50,000.00 £950 1.9% 18-19 £50,000.00 £450 0.9% 17-18 starting Nov
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They've only reduced the £25 prizes by replacing them one-for-one with higher value prizes, i.e. the number of prizes is the same and the chances of winning a prize remain exactly as they have done since before the most recent few changes, at 24,500 to one per bond per month!inflationbuster said:Since they've massively reduced the £25 prizes it's a raw deal owning this product. Yield is damn awful.
The fact that you've been less lucky since then isn't reflective of a general trend....
Edit: 24,500 correction, not 24,000!2 -
Your historical yields are not that bad, considering how low historical savings rates have been for easy access accountsinflationbuster said:£50 this month. Lucky for NS&I as l would have pulled my money out otherwise. Since they've massively reduced the £25 prizes it's a raw deal owning this product. Yield is damn awful.Premium bond Returns Invested Total prize Yield Tax Year £50,000.00 £475 0.95% 22-23 £50,000.00 £425 0.85% 21-22 £50,000.00 £775 1.55% 20-21 £50,000.00 £725 1.45% 19-20 £50,000.00 £950 1.9% 18-19 £50,000.00 £450 0.9% 17-18 starting Nov 0 -
My wife and I each had the full amount in PBs and have gradually been withdrawing to pay for a house renovation. Took the last £6000 out of my wife’s account this month but waited until after the draw date.Glad we did as I checked the app this afternoon.Two prizes.Prize 1 of 2: £25.Prize 2 of 2: £5,000.14
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Won just £25 on £10k over the last 12 months. Really feel like it’s time to take it out and put it into a savings account2
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1 x £100, 1 x £50, 1 x £25 this month on £45.2k
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