📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Premium Bond Winner ?

17857867887907911080

Comments

  • davieba
    davieba Posts: 18 Forumite
    Third Anniversary 10 Posts
    I won £150 this month on a holding of £31500, and a total of £950 since September 2021. I've drip fed into bonds for about 4 years, so I really can't complain on that return.
  • Rony
    Rony Posts: 160 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Question:

    When I look at the winning bonds, one of the categories is "Bond Value". Does anyone know what this means?

    For example in the Jan winners, the person won £1m, with a holding of £50k, and "Bond Value" of £20k.  What does that mean?

  • eskbanker
    eskbanker Posts: 37,455 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Rony said:
    Question:

    When I look at the winning bonds, one of the categories is "Bond Value". Does anyone know what this means?

    For example in the Jan winners, the person won £1m, with a holding of £50k, and "Bond Value" of £20k.  What does that mean?
    Asked and answered upthread a few days ago:

    https://forums.moneysavingexpert.com/discussion/comment/79744946/#Comment_79744946
  • Rony
    Rony Posts: 160 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    eskbanker said:
    Thanks, I thought so.

    Then the category bond Value does not really add much information does it? I could buy ten batches of £2k and one of them will have a winning ticket and the Bond Value is £2k, but that doesn't really offer any interesting information that I can think of?
  • eskbanker
    eskbanker Posts: 37,455 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Rony said:
    eskbanker said:
    Thanks, I thought so.

    Then the category bond Value does not really add much information does it? I could buy ten batches of £2k and one of them will have a winning ticket and the Bond Value is £2k, but that doesn't really offer any interesting information that I can think of?
    Yes, the bond value information isn't of interest to me either, but some people like to follow the relative success of each of their batches (not that this needs its publication in the winners list) and others use it to fuel suspicions that larger blocks are more or less lucky than multiple smaller ones.  The location data also adds little actual analytical value really, especially given its unintuitive and apparently inconsistent structure (although there is underlying logic to it).
  • Slinky
    Slinky Posts: 11,066 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    eskbanker said:

      The location data also adds little actual analytical value really, especially given its unintuitive and apparently inconsistent structure (although there is underlying logic to it).

    But the location data helps when you want to check the high value winners list looking for your own win.

    Make £2025 in 2025
    Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
    Total £915.94/£2025 45.2%

    Make £2024 in 2024
    Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44
    Total £1410/£2024  70%

    Make £2023 in 2023  Total: £2606.33/£2023  128.8%



  • Warslet
    Warslet Posts: 72 Forumite
    Sixth Anniversary 10 Posts Photogenic
    £300 this month on maximum holding. Best return on a month for sometime. Have held PBs for about 5 years. Return of 1.20% for 2022 and content to hold them for the time being. 
  • pbryd
    pbryd Posts: 90 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I have around £17,500. In the last three months of 2022, I won a total of £300. However I'm looking at moving some of this out, into other investments.
  • We have £50k each and have been innit to win it since August

    my OH who reckons she is unlucky as won £1150 in 5 draws including a £500 one month

    i have had £775 in the same time so together a healthy return tax free 

    one to monitor if returns drop but for the moment great to date and love the buzz of checking what we have won. To date only one blank month for me and that was the first draw 


  • RedImp_2
    RedImp_2 Posts: 557 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £200 (1 x 100, 1 x 50, 2 x 25) on full holding.
    First time I’ve ever won more than £50 as an individual prize.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.