Premium Bond Winner ?

South_West_saver

Stargunner said:

You would not have been able to get anywhere near 3.25% in an instant access account 22 months ago, so you can hardly use that as a comparison.

   Yes, of course. Perhaps instead I should have said it shows what I'd be losing from now on, if winnings stayed about the same. Savings rates were so low at the time that, unusually, PBs could potentially match what you could get elsewhere, but that doesn't apply now.

Stargunner

South_West_saver said:

Stargunner said:

You would not have been able to get anywhere near 3.25% in an instant access account 22 months ago, so you can hardly use that as a comparison.

   Yes, of course. Perhaps instead I should have said it shows what I'd be losing from now on, if winnings stayed about the same. Savings rates were so low at the time that, unusually, PBs could potentially match what you could get elsewhere, but that doesn't apply now.

Winnings are hardly likely to stay the same going forward, because.the premium bond rate was only 1% for the majority of the time that you held them and it is now 3%. They can match what you can get elsewhere for readily accessible money and they are not taxable.

TadleyBaggie

My wife have had our joint holding of £80K in for exactly 12 months, in that time we have won £1525. So just under 2% by my reckoning.

Wilbur11

1 x £100 + 1 x £25 for me =£125 and 2 x £50 + 3 x £25 = £175 for other half this month.  We both hold the max 50k each.  Not too bad 😊

RedImp_2

Are the E-mails all issued same time?  I don’t use prize checker but no e-mail at time of writing.

TadleyBaggie

Emails are always a couple of days after the draw.

Reddleman79

£150 from a full holding. It makes up for the dry December!

kuepper

kuepper said:

I got the max amount of £50 k a year ago when interest rates were v dire, but disappointingly I've only won £450 in that time ie 0.9%

Won nothing this month either

Swipe

RedImp_2 said:

Are the E-mails all issued same time?  I don’t use prize checker but no e-mail at time of writing.

The emails go out late, a couple of days after the results

Gers

Nebulous2 said:

Nebulous2 said:

£125 - 1x£100 and 1x£25 on £37k. 

My wife also got 1x£100 on £39k.  She doesn't do middle of the night checks.... 

If you use the phone app then you can, if she wishes and gives you her holder number, add her to it.