Premium Bond Winner ?

refluxer

£175 on the full £50k - this is the first time I've won more than £100 in one draw and my first £100 single prize win

Swipe

£50 on max holding

Cressida100

2 x £25 so £50 on £48K holding.

1 x £25 from £25K purchase
1 x £25 from £15K purchase

I think I'm going to purchase another £2K to get me to maximum holding. Pleased with my £50 after 2 barren months. 

I usually check the app around 5 minutes past midnight on prize day

Beddie

£25 on 40k

thegreenone

Humph..... On full holding.

I did win £175 last month so perhaps I should look at an average. 

Nebulous2

Primrose said:

I,m intrigued at the unusual early morning times at which some people post their winnings on here.  Do they wait for the stroke of midnight to check their winnings, set an alarm clock or perhaps they,re working a night shift and fully operational anyway.?
The  earliest I get to know my monthly fate is over my breakfast cuppa!

I often spend some time awake on my phone overnight so check then. The results on the prize checker generally appear a bit early - possibly 11:30 or so.... 

ChilliBob

Nothing on max holding, which I knew would happen! Was telling my wife how the % had increased etc, she talking sbout getting bonds again etc! Typical! 

S_uk

With interest rates going up and it being reflected in savings accounts, going forward I know I will feel more annoyed if I'm unlucky.. in the recent past with interest rates being so low I didn't mind so much not winning much each month on PB as I wouldn't have made much in interest in a savings account, whereas now if I win nothing I will end up thinking of how much I could've made elsewhere (even after tax). I know that's the luck of the draw of course and something you have to accept with PBs as they are not savings accounts.

Stubod

S_uk said:

With interest rates going up and it being reflected in savings accounts, going forward I know I will feel more annoyed if I'm unlucky.. in the recent past with interest rates being so low I didn't mind so much not winning much each month on PB as I wouldn't have made much in interest in a savings account, whereas now if I win nothing I will end up thinking of how much I could've made elsewhere (even after tax). I know that's the luck of the draw of course and something you have to accept with PBs as they are not savings accounts.

An interesting point and I fell the same, maybe time to drop PB's in favour of higher paying accounts?....if things change you can always swap back into PB's at some point in the future. The best 1 yr fixed rate is almost double the current PB rates, so if 2 of you have the max invested that makes a difference of over £1k a year after tax based on average luck??...(but then you could win a million...)

daern

£40k in from July.

Nothing this month, £25 last month. Needs to do a bit better than this, especially with savings rates climbing or it would be better elsewhere. I'll be honest, like others I'm in for the big stuff, but it needs to do better than diddly-squat, especially right now.