We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Premium Bond Winner ?
Comments
-
Fixed that for you....MrFrugalFever said:According to NS&I, the odds of winning (a prize, not a specific amount) is 24,500 to 1. So by rights, if you hold £24,500 in there you will always should on average (over the long term) win a prize each month or am I getting this all wrong?1 -
It's why you see some people who grumble at winning £25 on a full £50k holding when others win 4 x £25 on a £10k holding (or something similar) - it's the luck of the draw (even if a number of theorists seem to believe that newer bonds have a better chance of winning than older bonds - or other such ideas...)MrFrugalFever said:It’s always too good to be true…..a fact of life!0 -
I don’t consider myself a lucky person in any capacity so I enter these things with low expectations and live in hope 😊If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
The only time I grumble is when I draw a blank on my max holdingcymruchris said:
It's why you see some people who grumble at winning £25 on a full £50k holding when others win 4 x £25 on a £10k holding (or something similar) - it's the luck of the draw (even if a number of theorists seem to believe that newer bonds have a better chance of winning than older bonds - or other such ideas...)MrFrugalFever said:It’s always too good to be true…..a fact of life!0 -
Let's see if you're grumbling tomorrowSwipe said:
The only time I grumble is when I draw a blank on my max holdingcymruchris said:
It's why you see some people who grumble at winning £25 on a full £50k holding when others win 4 x £25 on a £10k holding (or something similar) - it's the luck of the draw (even if a number of theorists seem to believe that newer bonds have a better chance of winning than older bonds - or other such ideas...)MrFrugalFever said:It’s always too good to be true…..a fact of life!
0 -
That was worth staying up for, my first prize of more than £25.
2 x £25 1 x £50 on max holdingMake £2023 in 2023 (#36) £3479.30/£2023
Make £2024 in 2024...0 -
£100 for me on full holding
May £25
June 6 x £25
July 2 x £25
Aug 4 x£250 -
£25 on £42125.0
-
£150 on full holding, £100 + 2 x £25
0 -
3 x £25 on max holdingWinnings before this month have been:5 x £25 July 2022£25 June 20222 x £25 Feb 20222 x £25 Sept 20212 x £25 August 20212 x £25 March 2021£25 Jan 2021£25 Nov 2020£25 June 20200
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards