Premium Bond Winner ?

London7766551

duncan48 said:

First month for me, won 5 lots of £25.00. So, a lucky start I guess! Fingers crossed it continues....

What is the holding?

Slinky

I had 5 x £25 and OH had 2 x £25. Both on max holdings.

sweetsand

I got 2 x 25 and OH 3 x 25 but interest rates will be down for next month. Btw, max holdings.

ColdIron

The rates are unchanged for November. The December draw will be the first one at the new prize fund rate

https://www.nsandi.com/interest-rates?mc_id=interest-rates-change&mc_m=homepage-banner&ccd=interest-rates-changes_

linz

Highest win so far for me this month on £50k - 1 x £100 and 2 x £25.

Only ever had 1 x £50 before this, the rest all £25's

onthebench

November big winners have been announced. Nothing for me in there but I did notice one apparent SNAFU on the list of winners: the "area" for one £10,000 prize is given as "CM19 7". Considering they are only supposed to give the general area (NS&I say "To protect winners’ identities, they only reveal specific locations if at least 100,000 other premium bond holders also live there"), is there a vast enclave of Premium Bond holders in the Harlow area? 

Even more bizarrely, CM19 7 doesn't seem to be a valid postcode area. CM19 only has codes starting with 4 and 5. Let the conspiracy theories begin!

BakingC

onthebench said:

November big winners have been announced. Nothing for me in there but I did notice one apparent SNAFU on the list of winners: the "area" for one £10,000 prize is given as "CM19 7". Considering they are only supposed to give the general area (NS&I say "To protect winners’ identities, they only reveal specific locations if at least 100,000 other premium bond holders also live there"), is there a vast enclave of Premium Bond holders in the Harlow area? 

Even more bizarrely, CM19 7 doesn't seem to be a valid postcode area. CM19 only has codes starting with 4 and 5. Let the conspiracy theories begin!

TBH I wouldn't put it past the government to have fictional winners for premium bond prizes as they haven't shown they care for the truth in any other avenues.

Maybe ERNIE randomly generates postcodes for the big wins and then they get mapped to an area, as CM19 7 doesn't exist it showed the random postcode rather than the area? I think ERNIE is really just =rand() in a spreadsheet that they paid billions for.

RG2015

On the big winner table, there are figures for "Holding" and for "Bond Value" for each big winner. Out of curiosity, what is the difference between these two amounts?

https://www.nsandi.com/prize-checker/winners

eskbanker

RG2015 said:

On the big winner table, there are figures for "Holding" and for "Bond Value" for each big winner. Out of curiosity, what is the difference between these two amounts?

https://www.nsandi.com/prize-checker/winners

I believe that they use 'bond value' to denote the size of the individual purchase from which the winning bond was drawn, so the £100K winner from a 'bond value' of £25 presumably signifies winning from a reinvested £25 prize, a handy return on that amount!

RG2015

eskbanker said:

RG2015 said:

On the big winner table, there are figures for "Holding" and for "Bond Value" for each big winner. Out of curiosity, what is the difference between these two amounts?

https://www.nsandi.com/prize-checker/winners

I believe that they use 'bond value' to denote the size of the individual purchase from which the winning bond was drawn, so the £100K winner from a 'bond value' of £25 presumably signifies winning from a reinvested £25 prize, a handy return on that amount!

Thanks. That does appear to be a logical conclusion. In addition, each individual purchase (or re-investment) will have consecutive numbers and as such would be easy to identify.

When I next win a big one, I will post and confirm.