Premium Bond Winner ?

zolablue25

1x £100 and 4x £25 on £25.5K

Good month

georgehere

£50k in since April this year

11 x £25
1 x £1,000

It goes without saying that the £1,000 was something of a surprise!

I had won something every month - 10 x £25 April to August - then £1k in September ... nothing in October, 1 x £25 this month

tommysaver

Can't believe it, I got another £25 this month.

SallySunshine

2 X 25s for me this month, that makes £325 in the last six months!

Glad tidings indeed.:T

Nothing for hubby though:(:(:(

adonis10

57th straight month of no prize. Was on 2.5k, now on 5k.

Now, I know nothing is guaranteed but 57 months of zero returns? Is there any incentive to keep the holding?

Would others cash in? Almost 5 full, consecutive years without a measly £25!

Apodemus

1x £25 for me this month. Now on about 1.15% return for the financial year, so with three draws remaining I only need two more £25 wins to reach my 1.25%.

Apodemus

adonis10 wrote: »

57th straight month of no prize. Was on 2.5k, now on 5k.

Now, I know nothing is guaranteed but 57 months of zero returns? Is there any incentive to keep the holding?

Would others cash in? Almost 5 full, consecutive years without a measly £25!

I think you are asking on the wrong thread for a balanced view!

You have had a statistically unlikely run of bad luck and the conspiracy theorists here would probably recommend you to cash in and repurchase (on the mistaken belief that new bonds get drawn more often).

The view on the savings and investments board would be that (in statistical terms) you would be better to put the money into an interest-bearing account and use the interest to buy lottery tickets on weeks when there is a roll-over.

Personally, I would hold on - but I have (so far) consistently made the average return of the Premium Bond pool, so have not been in your shoes.

adonis10

Apodemus wrote: »

I think you are asking on the wrong thread for a balanced view!

You have had a statistically unlikely run of bad luck and the conspiracy theorists here would probably recommend you to cash in and repurchase (on the mistaken belief that new bonds get drawn more often).

The view on the savings and investments board would be that (in statistical terms) you would be better to put the money into an interest-bearing account and use the interest to buy lottery tickets on weeks when there is a roll-over.

Personally, I would hold on - but I have (so far) consistently made the average return of the Premium Bond pool, so have not been in your shoes.

Good point.

Made the decision today to withdraw and simply open another BOS vantage account. Guaranteed £150/year v virtually guaranteed £0 PB return; no brainer, really.

Probably spend £50 of that on lotto tickets and still be £100 up with a similarly tiny chance of winning a prize.

_CC_

averageguy11 wrote: »

13k and nothing in a year

Did you have the £13k in for the entire year?

According to the calculator on here there is a 1 in 181 chance of winning nothing with £13k over one year!

33Lurcher

Nothing this month on 12K , but had 4 x £25 wins during the year .