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Premium Bond Winner ?

13103113133153161084

Comments

  • Zars
    Zars Posts: 39 Forumite
    Hi Guys,
    Having read a few earlier posts I get the feeling im probably the most unlucky PB holder.

    I have 28k in PB currently with an average of 24k since the beginning of the year and so far i've only won £25 in April in 2013.

    I'm thinking of buying another 2k by end of Aug and capping it with the hope of ANY win.

    BTW I've got auto reinvest switched on - does that become invalid when you hit 30k or do we need to cancel that option to get paid directly into the bank account in case of a win ?
  • fiesta04
    fiesta04 Posts: 516 Forumite
    Once you hit £30k no other bonds can be added and will be paid to you.

    F4
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    When are the prize pay-outs made (won £25 this month)?
  • Ologhai
    Ologhai Posts: 239 Forumite
    Part of the Furniture 100 Posts
    When are the prize pay-outs made (won £25 this month)?

    Normally, I'm informed of a win during the first two or three days of a month, and money arrives in my account around the 8th.
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ologhai wrote: »
    Normally, I'm informed of a win during the first two or three days of a month, and money arrives in my account around the 8th.

    Thanks, yes it looks like I was credited on the 8th as well.

    Very busy 123 current account!
  • I had my first win this month - £25.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 August 2013 at 12:27PM
    £25 for me this month.

    Between us, my husband or I have won £25 on average every other month since January 2012. He had until very recently £4200 and I had £2500.

    I have £10k to put somewhere for a year so I have bought us another £5k each this month.

    Hoping to win enough to get our retirement bungalow :)
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • newfoundglory
    newfoundglory Posts: 1,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 25 August 2013 at 12:23PM
    I'm buying up bonds this month ready for the October draw

    I am going to go for max holding, wondering if i should buy in smaller blocks or not?

    I've got 2 x £100 blocks so far, was thinking of buying 2 x 5k blocks and then a 19800 block before Friday.
  • Oldbiggles
    Oldbiggles Posts: 499 Forumite
    Part of the Furniture 100 Posts
    edited 26 August 2013 at 7:33PM
    Whether to go for small or large blocks?
    I sold all of my small blocks of bonds as the returns were negligible and instead invested in 3 x £10,000 blocks.
    Results so far this year:
    Block 1 = 5 x £25 (last year 3 x £25)
    Block 2 = 3 x £25 (last year 6 x £25)
    Block 3 = 4 x £25 (last year 3 x £25)
    As savings accounts are continuing to pay such meagre interest rates, I may as well stay with these bonds for now as the returns are comparable to any instant access account out there. Should interest rates increase though, I’ll have to have a rethink.
    Trying to learn something new every day.

    ;)
  • badger09
    badger09 Posts: 11,637 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please don't shout :cool:
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