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Premium Bond Winner ?

1110411051107110911101122

Comments

  • £175 on £50K  ( 1 x 25 + 3 x 50)

    £2675     5.35% in 2025
    £2675     5.35% rolling year
    £1975     3.95% tax year 25/26 so far

    £50        Smallest monthly win in 2025
    £825      Largest monthly win in 2025

    Last blank month May 24
  • MACKEM99
    MACKEM99 Posts: 1,189 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I wonder if the new 22% tax on non isa savings (after allowance) will lead to more funds going into premium bonds?


  • Last 12 months, full holding:

    Jan 25 - 2x £50
    Feb 25 - 1x £500
    Mar 25 - 1x £50
    Apr 25 - 2x£50, 1x £25
    May 25 - 1x £100
    Jun 25 - nil
    Jul 25 - 1x £50
    Aug 25 - £250 (1x£100, 3x£50)
    Sep 25 - 1x £50
    Oct 25 - 1x £100 1x£25
    Nov 25 - 1x£50 2x£25
    Dec 25 - 1x £100 2x£25

    one year total £1550 giving a 3.1% return over the year


    Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 2023
  • £50 on FH.
  • Gam2015
    Gam2015 Posts: 171 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    £250 for me £1825 total from January - December on full holdings. 
  • Dugal
    Dugal Posts: 36 Forumite
    10 Posts First Anniversary Name Dropper
    Just £25 for me this month on full holding. That brings the years total to £1825 (3.65%).  An average of 2.5 wins per month.  Just above average , so can't complain.
  • pmets
    pmets Posts: 32 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    pmets said:
    Nothing again on FH
    This calendar year has been awful. 5 blanks, and winnings of £1000 altogether, very poor
    Crikey! Someone's done even worse than me! Perhaps it'll our turn in 2026.
    Surely we must be due a decent win soon!
  • GalacticaActual
    GalacticaActual Posts: 374 Forumite
    Fourth Anniversary 100 Posts Newshound! Photogenic
    edited 2 December 2025 at 2:58PM
    £75 on full holding this month; £25 + £50.

    The winning bonds were part of a £4,000 batch purchased in 2020. That batch has now won £750/17 prizes.

    Total winnings for 2025: £1,450, which is £25 less than last year, although it was the same number of prizes, 27:


  • njkmr
    njkmr Posts: 286 Forumite
    100 Posts Second Anniversary
    £75 on 45k worth.
    Been a bit low this last few months but running total is still at 4.9% .
    Have thought about moving them in to stocks and shares ISA,s.I
    But i do like the anticipation of striking lucky....!
  • Nebulous2
    Nebulous2 Posts: 5,850 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We had fairly significant sums in PBs previously and had a reasonable return. We have now withdrawn (spent) most of that and have just under £10k between us. 

    The returns have reduced dramatically. I haven't had a win since January on £4750. It kind of emphasises what people say on here, you get closer to the average, when you are closer to a full holding. 

    I'm not sure what to do now. Probably closing it down and putting it into an interest  bearing account would be the head over heart option.
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