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Hayley's Debt Free by Dec 08 Diary

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Comments

  • thepinklady
    thepinklady Posts: 1,459 Forumite
    How the next 4 months of debt paying is going to go:

    Monthly
    £123 -Littlewoods
    £123 -Barclaycard
    £350 - Parents
    =£596 a month :eek:

    I must do more ebaying, more deals on Quidco...! I have nearly £200 to come from Quidco still so that should lower the amount a month a little *she hopes*,also i should have around £100 left over at the end of Spetember. If i do that can also go towards the debt making the monthly payments even lower :j

    God i'm rambling about rubbish!!!!
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Good luck with all the payments i am sure you can do it :T
    Now a SAHM trying to earn some spare pennies each month
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    I have just re-activated my dvd rental account with Cinema Paradiso. I really liked the company as the dvds came really quickly. There are a few films i want to watch and if paying £5.99 a month for 3 dvds will stop me going out spending at the shops i'm prepard to pay it lol.

    xx
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    I'm not doing well so far this month, i MUST try harder and stop eating out.

    Last night i went out with the girls and spent £30 on food and drink :mad: , and tonight after work, popped to see my mate and we went out for a quick bite to eat and a few glasses of vino, £20 later i end up home. I feel so quilty now as i'm meant to be having a good month as i have already put money aside to treat myself to some new clothes this week, and have also put £90 aside to get my hair done this Saturday. Oh well, i can't change it now, i will just have to have a boring weekend involving doing nothing but getting my hair done lol. I don't have anything else planned until 13th September when i go to the theatre in London, which will cost another £50 odd quid for the evening for food/drinks and train fare.

    On a bighter note, i received an email today to say i had won a case of cider, i don't drink cider, but my OH does so he can have it. He will be pleased, footie season back and a case of cider lol.

    Done a few more trips to Boots the last couple of days, manage to get myself 1000 points which is worth £10 in points and got myself lots of bits for free. I did spend £15 in boots though as some of the other make up bits i wanted were all over £5 so had to pay the extra when using my £5 vouchers. I think i have enough face wipes, make up, face cream, face wash to last me a life time. AND i still have 2 boots pinkies and 2 facial skincare vouchers to use.

    Quidco has been paid out today, not as much as i was first hoping, but its something i guess. Means i will get £100+ in September, and with the tax rebate too i should have a fair bit of extra money at the end of September :j of course it will be used to chuck at the debt!!!
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Going out on a Monday and Tuesday! I can't handle drinking during week lol.
    Now a SAHM trying to earn some spare pennies each month
  • I usually don't Lilmiss, but girlies dragged me out as i have been VERY boring lately, which is very true as been trying to cut back spending.

    Whoops, just spent £12.99 ordering a dvd from play.com! I did do it through Quidco though, so did one thing debt free wise.

    xx
  • Just worked out i should be under 2K at the end of September :j :j :j i'm hoping my debt will be £1,899 :rolleyes:
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Yay! You had a win:j The cider is actually really nice Hayley, very easy to drink. ;)

    Well done on your boots trips too!

    Have you done all the free dvd rentals off the cashback sites? I havent done one yet! I really must at least do the Lovefilm one.
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    Hi Maria,

    I know, yay a win for me!!! Its not arrived yet, but when it does my OH will be having it.

    Unfortunately me done all the free dvd rentals, the Lovefilm one seems like a really good offer. I done it years ago and it wasn't as half as good an offer it is now.

    xx
  • I'm shocked, even with all my glamour 20% off vouchers, i have yet to buy any new clothes. Its not because i don't want too, i just can't find anything i like. That never happens!!!

    I have something pending on my Littlewoods, i may cancel it and get the £29 back, that will take that debt down to £373.81
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