Hayley's Debt Free by Dec 08 Diary

thepinklady

As long as i pay £143.35 to Littlewoods and the same to Barclaycard every month starting end of September i should still be set for interest debt free if not parents total debt free by Christmas. I should only have around £900 left owing to parents at the end of December if i can carry on paying the £100+ i try to every month. Maybe for Christmas i will just say don't get me any gifts, just say the debt is my Christmas gift, thats fair as they normally spend £500+ on me.

thepinklady

Well what a weekend. Very happy with myself as had a fab weekend and only spent around £20- woohoo!!!

I'm looking forward to my month of only paying minimum payments and then treating myself :-), i know i should be working towards being debt free but i really need a break before i go mad. I'm still on track to become debt free this year so i'm still happy about how things are going with my debt.

I think my OH and I will be doing a car boot sale this weekend, it was going to be last weekend being bank holiday n all but we were away all weekend visiting friends so will have to be this weekend now, and seeing as i have LOADS of stuff to get rid off, most of it decent stuff, i *hope* i can make at least £100.

2 months and 4 days until i go to Vegas............I CAN'T WAIT!!!

mariagti

Hi Hayley, ive missed you and lilmiss this weekend!

As long as you dont make your debts any higher treating yourself isnt so bad.:p

The countdown to Vegas begins.

thepinklady

Thanks Maria.

I agree, as long as i'm not making my debts bigger i'm happy treating myself. Once i've had a big spend up with this months pay things should hopefully get back on track as i will have lots of new stuff to keep me happy. I think the biggest buy will be the new GHD's :-), then my hair appointment which normally costs around £90 for a cut and colour, and then new clothes. I will be using the vouchers in the Glamour mag to buy them though, so thats me doing something DFW lol. They have 20% off vouchers for lots of places, Dorothy perkins, Warehouse, Oasis, The Body Shop, all for the first week in September.

thepinklady

I was just going through the mag you get free with the NOTW paper and saw a 20% off vocher for Faith, so i've added that to my vouchers i'm going to use this month. I'm in need of one new pair of flat shoes and one new pair of high shoes. Then i must start saving for my UGG boots i'm going to buy ready for the winter.

babes21

thepinklady wrote: »

I was just going through the mag you get free with the NOTW paper and saw a 20% off vocher for Faith, so i've added that to my vouchers i'm going to use this month. I'm in need of one new pair of flat shoes and one new pair of high shoes. Then i must start saving for my UGG boots i'm going to buy ready for the winter.

I have UGG boots too, the short length sand ones. I got mine last year £150 from Schuh, definitely worth it though as they still look brand new for me to wear this year .

thepinklady

Totally agree Babes. I bought a rubbish pair last year from Faith, they soon looked oldand the backs went all funny. So definately want to spend the extra this year and get the UGG ones that will last me a long time.

thepinklady

Right, i'm off work today, not got alot planned as i really wanted a day to myself to catch up on my surveys etc, and get my bits ready for the car boot at the weekend.

My list of things i would like to get done today:

• Do 15 reviews on trusted places website for the £10 amazon voucher
• Register with a few mystery shopping websites
• Pop into town and post Amazon items
• Do my ironing for the week
• Look at how much a weekend in Rome/Venice will cost October
• Get stuff ready for boot sale
• Update all my spreadsheets ready for this months pay to go in Thursday
• Enter 50 comps
• Complete 10 surveys

I think thats all for now, will update when i can think of more. I must now get out of bed and start cracking on with my jobs!!!!!

thepinklady

I've not done as well as i'd hoped for today with my list of things to do :mad:

My list of things i would like to get done today:

• Do 15 reviews on trusted places website for the £10 amazon voucher I started this, done 12 reviews then noticed it says you need to write 100 words, i think i wrote 80 odd for each. I may start again tomorrow, do 2 and day and then i should be done by the end date, 4th September, i really can't be arsed to start again now - arrgghh!!!
• Register with a few mystery shopping websites
• [strike]Pop into town and post Amazon items
• [/strike][strike]Do my ironing for the week[/strike]
• Look at how much a weekend in Rome/Venice will cost October
• Get stuff ready for boot sale
• Update all my spreadsheets ready for this months pay to go in Thursday
• Enter 50 comps
• Complete 10 surveys

Today extra to whats on there i have ordered something for my bro through Play.com and got myself £4 for doing so thru quidco, i have also listed some bits on Amazon website.

thepinklady

I started working out my spreadsheet for this months pay, but i'm not sure how much i will get paid this month as done some overtime, and also i'm not sure how much Quidco will pay out this month, if at all. I have several things validated and due for payment in August, but nothing has been scheduled yet and its nearing the end of the month and its normally scheduled by now if i am to get anything in August. So i might wait and do that Thursday when i get paid, and then i can check if i am getting any money this month from Quidco too.

I must also own up to spending £35 whilst posting something in town earlier. I couldn't resist. I bought a pair of shoes and some new bedding - whoops!! Oh and spent my 2 no7 £5 vouchers i had, unfortunately didn't manage to get anything for free as the stuff i wanted was £8.50 each, but i did get two items for £7 instead of £17 so i'm happy with that.