Hayley's Debt Free by Dec 08 Diary

thepinklady

Another Amazon item has sold, £15 made so far today - yay!!!

thepinklady

Just been naughty and ordered something from Littlewoods, but it was something i can't find in the shops and it was only £20.

I will make sure an extra £20 is paid at the end of the month to cover this buy!!!!

Must upate sig now too!!!! IF only i could get to sleep, i wouldn't need to load up the comp in hope it makes me tired lol.

mariagti

Wow Hayley your doing really well! :T

thepinklady

Awww thanks Maria.

I don't think i'll ever be debt free, whatever i do the amount never seems to be doing down. Annoying!!!!!! I feel like i chuck hundreds of my wages a month at the debt but its just not budging, arrrgghh!!!

lilmissmup

Aww you will be debt free soon! I promise!

thepinklady

Time for a diary update i think.

I only spent £25 this weekend :j dead chuffed with that amount as i thought i would spend far more as been at my sisters in Kent all weekend, and went to see The Dark Knight at the IMAX in London today with my OH, and its a BRILLIANT movie, loved it. Heath Ledger did brilliant playing The Joker.

Just spent another £0.79 on Itunes downloading the Solange Knowles tune, love it, but thats 79p well spent lol.

I now have £63 to last me until payday, and have a few things to buy outta that. I should be able to manage though.

Roll on bank holiday weekend :j :j

thepinklady

Only two more working days before 4 days off work - yippee!!!!

Been avoiding this site for a few days as i wanted to feel like i wasn't always watching my money, but surprisingly i carried on watching what i spend and stopped myself going out for dinner last night with the girls, that would of cost me £30+ for the evening.

Today i bought the Glamour mag, i actually enjoy this mag, but this month bought it for all the money off vouchers for lots of shops at the start of September. I think that week i will be having a bit of a shopping spree lol. My mums said i don't have to pay her this month, so i have £300+ to spend on clothes, hair, and my new GHD's :-) roll on payday next week - yay!!!!

I've worked out i'm still on track for debt free in December, but i'm giving myself a month off overpaying debt payments in September.

I received the weekly tips email today from Martin, lots of good tips for this week. Lots of 2 4 1 vouchers for restaurants, and found out if you spend £5 in boots at the mo they are giving you £5 No7 vouchers, which is fab as in need of some new nail vanishes which i can get for £1 each when i use the voucher.

Off to sign up to a few more 3 for £1 copies of magazines, only downful with these offers is you don't get the free gifts with the mags, oh well.

mariagti

4 days off you lucky thing!

Boots always have great deals on, take a look on the grabbit now section they have a boots sticky they list all the lastest glitches, i have drawers full of free boots products ive got through glitches etc.

Thats very nice of your mum to let you off this month.

thepinklady

Yippeee FOUR WHOLE DAYS OFF NOW.......

My mum and dad have both said to stop paying them back completely, they don't want the money back but i always insist otherwise i know i will feel guilty. This month i've agreed to not pay anything as i need to treat myself, very depressed having no new clothes and lots of things i need.

Cool - i shall check out the boots section, i love things that are more or less free :-) bought 3 nail vanishes today from boots, i saved myself loads using the £5 vouchers.

I'm still waiting on Quidco to tell me when they are going to pay me for August, i have a few things validated for August pay out but nothing has come up yet to tell me when i will be paid, if at all in August. Just checked my payments showing September and I have £105 showing for September, yay!!!

Today i managed 2.5 hours overtime, very happy with that. I think next week i will also be doing a couple of hours, hopefully at the end of August that will add up to £100 extra for Septembers pay.

I have lots planned for this bank holiday weekend, but hoping not to spend lots of money lol.

Just about to go do 15 reviews for the trustedplaces offer MM mentionedthis morning on her thread. Hopefully that will be abother £10 Amazon voucher!!!!

thepinklady

LMAO - just worked out i will only be paying around £60 off my debt at the end of this month, oh well...!!!! Its not every month i treat myself, well until November anyways when i go Vegas!!!!!!

I'm really getting awful at this DFW marlarky, i've just lost all motivation to be honest. My folks don't want the £1,500 back, but i'm paying it back because i'd feel guilty otherwise.So really i only have £1,000 debt which is money i owe to companies, Barclaycard and Littlewoods.

I'm hoping come September i will snap out my 'i cant be bothered' phase and get back to the debt free wannabee debt busting!!

I should hopefully have paid off all the interest paying debt by December, so thats something i'm working towards.