Hayley's Debt Free by Dec 08 Diary

lilmissmup

Wooooohoooo thats good.

I need to sort out my books to see if there is any i can sell.

thepinklady

I also have lots of books to sell, but i think my OH and I will be doing a car boot this month so saving all my books to sell then. I was sorting through my stuff yesterday and i have sooo much to sell.

YAY - Monday again, start of another great week i'm sure. I NEED another holiday badly now.

thepinklady

Time for an update.

Unfortunately i've not made the weekly payments, but its not too much of a big deal as i can always make the overpayment at the end of the month. i guess i just don't want to leave myself short by making extra payments every week.

If i stay on track i should have £100 from Julys pay to chuck at my debts at the end of the month. Then will make around £450 payment from my August pay. So i should definately be under £2,000 - yay!!!! Debt should be £1,936 at the end of the month!!!!

Anything i sell on ebay/Amazon is going towards my savings for Christmas, so far have made £7.50 LMAO.

Right, i need sleep....!! x

lilmissmup

Thats my problem, get all excited on payday, pay loads off then skint

thepinklady

Thats exactly what i do lilmiss, i've stopped doing that now though. Any i have left gets paid at the END of the month, and not the beginning.

God, i can't believe my savings for Christmas is still £7.50 - i need to pull my finger out lol.

thepinklady

Well i have now joined the ehallett a payment a day thread, and to kick it off i have just paid £5 off my Littlewoods debt. I don't think i will be able to make a £5 a day payment as that will be an extra £35 a week needed, but definately going to try and pay something everyday, even if its £1.

I'm off shopping with my mum and sister tomorrow. My mummy and I are off to Kent to visit my sister and my princess niece. I wanted to go back hometo see my sister at the beginning of the week when things ended between her and her partner, but work stopped me unfortunately. So, we're all off to Bluewater for some retail therapy. I'm taking £100 with me to buy some new clothes and bits. Also, i think we'll do our usual meal out together, but my mummy will pay for that, well she normally does lol.

I've just taken some pepto bismol, hopefully that will help with my sickness feeling. I know its not pregnancy, so i'm just hoping it passes.

thepinklady

To start to the day on a high i have paid another £5 off my Littlewoods debt for payment a day challenge, Littlewood debt now stands at £406.01 - and total debt is now £2,496.02- so that takes me under 2.5K - yay!!!!

Today when out shopping i will only be using my own money, and not a credit card. If i don't have the money, i won't buy it. I wish i thought like this years ago!!

thepinklady

AT LAST!!! Just checked my Quidco account in the hope a few of my outstanding transactions had been validated, and shock horror they have, so thats £65 coming my way at the end of August :j :j maybe Betfair heard me whinging LMAO! That will be going in my Christmas fund account.

I'm still waiting for William Hill to be validated, and it stills says £20 tracked, when i think it was meant to be £10. The £20 would be lovely though William Hill

mariagti

Well done Hayley!:T

Did you do the A&L saver through quidco in the end?

thepinklady

I didn't, damn, i totally forgot. I have a saver account with Barclays, who are my main bank too, so unsure whether i should open another account?