Daily Chat Thread 13th March

Toto

Maz3374 wrote: »

scary, this looks like a nice house but how does a couple on £50k combined income ever get to buy a house in these areas!!!!!!!!!!!!!!

My gas is well and truly flabbered!


edit: 2nd house, yip, nice curtainage!

It's the price we pay to live down south. Don't get me started on london prices, we're bargain basement compared to living in a decent area. And, by decent I mean, needing to go out to be mugged rather than waiting in for them to turn up.

barnaby-bear

Maz3374 wrote: »

Was that a dig at snaggles!? :rotfl:

Just a gentle tease at least I didn't force feed her biscuits.

notanothergreyhair

immoral_angeluk wrote: »

I agree with this... in fact.. .do you think Ste would mind if I kicked him out and got one too?

If you get one then may I come round and visit?

Toto

notanothergreyhair wrote: »

If you get one then may I come round and visit?

Um it's later and I'm still waiting

immoral_angeluk

In Stafford you can get a nice 3 bed terrace with rear parking and gas central heating for 115k.
Still waaaaaaaaaaaay over our budget though... :rolleyes:

Snaggles

Toto wrote: »

so snags, fancy giving us a few million? I have a little deposit, ok so there's the small matter of us both being self employed in the rock solid music industry. Oh and the ever so tiny matter of a credit file that looks like the opening scene of saving private ryan. But I'm great at monopoly :rotfl:

Um.......

Self employed isn't a problem, as long as you have 3 years certified accounts showing sufficient net profits to support a mortgage of that size.

As for the credit file.......what's a few late payments between friends, eh?? :rotfl:

(Land_of)_Maz

Snaggles wrote: »

Um.......

Self employed isn't a problem, as long as you have 3 years certified accounts showing sufficient net profits to support a mortgage of that size.

As for the credit file.......what's a few late payments between friends, eh?? :rotfl:

Spoken like a true underwriter!

Well seen you're going back to work soon! Practising the lingo!!!?

immoral_angeluk wrote: »

In Stafford you can get a nice 3 bed terrace with rear parking and gas central heating for 115k.
Still waaaaaaaaaaaay over our budget though... :rolleyes:

Oh thank goodness IA, you appear to live in the real world too then!!! i thought i was dreaming up, sub £150k houses!

barnaby-bear

immoral_angeluk wrote: »

In Stafford you can get a nice 3 bed terrace with rear parking and gas central heating for 115k.
Still waaaaaaaaaaaay over our budget though... :rolleyes:

But very achievable in the long term - last year you were paying in rent and debt repayments the same as that level of mortgage. So if the CAB pans out and Ste keeps being promoted it's a real possibility.

Snaggles

I don't mind the teasing, although I would have preferred the biscuits! :D

Toto

Snaggles wrote: »

Um.......

Self employed isn't a problem, as long as you have 3 years certified accounts showing sufficient net profits to support a mortgage of that size.

Agghh well, here's the thing

Snaggles wrote: »

As for the credit file.......what's a few late payments between friends, eh?? :rotfl:

Hey the late payments are the good bits, I aspire to those :rotfl: