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Daily Chat Thread 13th March

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Comments

  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Maz3374 wrote: »
    scary, this looks like a nice house but how does a couple on £50k combined income ever get to buy a house in these areas!!!!!!!!!!!!!!

    My gas is well and truly flabbered!


    edit: 2nd house, yip, nice curtainage!


    It's the price we pay to live down south. Don't get me started on london prices, we're bargain basement compared to living in a decent area. And, by decent I mean, needing to go out to be mugged rather than waiting in for them to turn up.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    Maz3374 wrote: »
    Was that a dig at snaggles!? :rotfl:

    Just a gentle tease at least I didn't force feed her biscuits.
  • notanothergreyhair
    notanothergreyhair Posts: 2,010 Forumite
    immoral_angeluk wrote: »
    I agree with this... in fact.. .do you think Ste would mind if I kicked him out and got one too? :D

    If you get one then may I come round and visit? :)
    :p I'm the only gay in this forum :p
    *Everybody wants prosthetic foreheads on their real heads*
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    notanothergreyhair wrote: »
    If you get one then may I come round and visit? :)

    Um it's later and I'm still waiting :D
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    In Stafford you can get a nice 3 bed terrace with rear parking and gas central heating for 115k.
    Still waaaaaaaaaaaay over our budget though... :rolleyes:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Toto wrote: »
    :D so snags, fancy giving us a few million? I have a little deposit, ok so there's the small matter of us both being self employed in the rock solid music industry. Oh and the ever so tiny matter of a credit file that looks like the opening scene of saving private ryan. But I'm great at monopoly :rotfl:
    Um.......

    Self employed isn't a problem, as long as you have 3 years certified accounts showing sufficient net profits to support a mortgage of that size.

    As for the credit file.......what's a few late payments between friends, eh?? :rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    Snaggles wrote: »
    Um.......

    Self employed isn't a problem, as long as you have 3 years certified accounts showing sufficient net profits to support a mortgage of that size.

    As for the credit file.......what's a few late payments between friends, eh?? :rotfl:

    Spoken like a true underwriter!

    Well seen you're going back to work soon! Practising the lingo!!!?

    immoral_angeluk wrote: »
    In Stafford you can get a nice 3 bed terrace with rear parking and gas central heating for 115k.
    Still waaaaaaaaaaaay over our budget though... :rolleyes:

    Oh thank goodness IA, you appear to live in the real world too then!!! i thought i was dreaming up, sub £150k houses!
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    immoral_angeluk wrote: »
    In Stafford you can get a nice 3 bed terrace with rear parking and gas central heating for 115k.
    Still waaaaaaaaaaaay over our budget though... :rolleyes:

    But very achievable in the long term - last year you were paying in rent and debt repayments the same as that level of mortgage. So if the CAB pans out and Ste keeps being promoted it's a real possibility.
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    I don't mind the teasing, although I would have preferred the biscuits! :D:D
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Snaggles wrote: »
    Um.......

    Self employed isn't a problem, as long as you have 3 years certified accounts showing sufficient net profits to support a mortgage of that size.

    Agghh well, here's the thing :D
    Snaggles wrote: »
    As for the credit file.......what's a few late payments between friends, eh?? :rotfl:

    Hey the late payments are the good bits, I aspire to those :rotfl:
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
This discussion has been closed.
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