Cancellation Hero Successes

dalesrider

MSE_Dan wrote: »

If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it!

So come on mugs show us how you don't check your accounts on a regular basis....:rotfl:

Great how it takes a TV program to make people DO SOMETHING that they should do on a regular basis anyway.....

innovate

specialhat wrote: »

Also, last year my washing machine broke and the cheapest way to get it fixed was to sign up to a £14.99 a month Domestic and General insurance scheme for a year, which is included the price of the repair (which would have been £125) and a replacement machine if they couldn't fix it.

It did the job, I just checked and exactly a year has passed so I have cancelled the agreement. They said I could take it up again if something else goes wrong. So one quick call and I am £179.88 up a year.

You paid £54.88, or 43%, more than the repair costs. I bet they'd love you to sign up again.

You could have asked your bank for a £125 overdraft and paid it back with £14.99 every month. That would have cost you less than half the extra your paid to D&G.

Even better, you could try and build up a small "rainy day" fund that you put into an instant access savings account (ISA, preferably) - that way, you would get some interest and also have money available in emergencies. Start today with putting £14.99 (at least) a month into your rainy day fund. You will hardly notice it's missing - - you happily paid this amount to D&G for the last 12 months.

Either alternative will be cheaper than chucking money at an insurance company.

EDIT: DOH! I replied to an ancient post there. Never mind, the message should hold true for anyone else in similar situation.

racey

A few days ago an unidentified charge of £18 hit my current account. It was from Complete Savings.
I had been misled by an ad that appeared after buying from Moonpig. 
I contacted Complete Savings and cancelled my subscription. They refunded the £18 without any trouble.

dbmse

My partner found out this week that she’d inadvertently signed up to Complete Savings and had been paying £15/18 a month totalling over £200. We emailed them this week complaining and within a couple of days, have been refunded the full amount, quibble free. A con of a company, but fair play on refunding so quickly and easily.

Reclaim2025

I recently found out that Complete Savings has been deducting £15 from my account since December 2020. This serves as a reminder for me to pay closer attention to my accounts   . On June 16th of this year, I called Complete Savings to discuss the issue and mention that I had no idea I had signed up for a monthly payment. They offered me a refund for the last three months. 

Following that conversation, I drafted a letter (with some help from AI) and sent an email to Complete Savings that afternoon, requesting a full refund. The next morning I received a response confirming that they would refund all payments in full! As a result, I am receiving £843 of my own money back into my account