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The 'We're saving for a deposit' thread

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Comments

  • Chocolatefund
    Chocolatefund Posts: 202 Forumite
    Tenth Anniversary 100 Posts Debt-free and Proud! Photogenic
    May payday update.

    Damn work having me drive places....I've worked out I ended up sending £147 in petrol alone!

    Also was a bit naughty and went for a shopping weekend and meal out with my sister.

    Still...that was the only time I really went out and I was super frugal the rest of the month, which has enabled to put £1100 into the ISA, bringing my grand total up to £15100.

    So pleased to hit that 15k mark :)
    The financial wealth building journey.

    Busting this debt before 40. Started in August 2024 with debt = £19,966. August 1st 2025 debt = £0 and busted!
    Debt free dairy https://forums.moneysavingexpert.com/discussion/6547320/busting-this-debt-before-40/p1

    Savings goals by 31st December 2025;
    Emergency Fund: £3,445 / £4000
    SIPP: £3,932 / £5000
    S&S ISA: £637 / £1000

    “Save me now and I’ll save you later” - Your money

    I eat far too much chocolate...
  • gothrockchic1
    gothrockchic1 Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    We managed to put £800 into the savings account, so that makes us 25% of the way there! :j
  • PrincessLou
    PrincessLou Posts: 503 Forumite
    Chocolatefund wrote: »
    May payday update.

    Damn work having me drive places....I've worked out I ended up sending £147 in petrol alone!

    Also was a bit naughty and went for a shopping weekend and meal out with my sister.

    Still...that was the only time I really went out and I was super frugal the rest of the month, which has enabled to put £1100 into the ISA, bringing my grand total up to £15100.

    So pleased to hit that 15k mark :)

    Not far to your target now! :j
    Mortgage - £105,500
  • Chocolatefund
    Chocolatefund Posts: 202 Forumite
    Tenth Anniversary 100 Posts Debt-free and Proud! Photogenic
    PrincessLou wrote: »
    Not far to your target now! :j

    Thanks!!!

    I'm actually thinking of upping my target to 20k as I can't really start looking till Sept/Oct due to work.
    The financial wealth building journey.

    Busting this debt before 40. Started in August 2024 with debt = £19,966. August 1st 2025 debt = £0 and busted!
    Debt free dairy https://forums.moneysavingexpert.com/discussion/6547320/busting-this-debt-before-40/p1

    Savings goals by 31st December 2025;
    Emergency Fund: £3,445 / £4000
    SIPP: £3,932 / £5000
    S&S ISA: £637 / £1000

    “Save me now and I’ll save you later” - Your money

    I eat far too much chocolate...
  • J_i_m
    J_i_m Posts: 1,342 Forumite
    Might have to delay my plans by a month, holiday ended up costing a smidgen more than planned.

    However I'm putting away £625 of this months pay packet and also have the ISA interest to add.

    I've now got over £24k, and can expect to reach £25k at the end of August.
    :www: Progress Report :www:
    Offer accepted: £107'000
    Deposit: £23'000
    Mortgage approved for: £84'000
    Exchanged: 2/3/16
    :T ... complete on 9/3/16 ... :T
  • sofarbehind
    sofarbehind Posts: 400 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    £1320 for June, unexpected expensive bills. I'm not on track for where I wanted to be by now but it could be worse. Keep plodding.


    You're so close Jim! I'm going to be so happy for you when you post to say you're in your new place.
    Mortgage overpayments 2018: £4602, 2019: £7870
    Mortgage overpayments 2020: £4620
    Mortgage 2017 £145K, June 2020 £112.6k:o
  • johannalf88
    johannalf88 Posts: 2,827 Forumite
    edited 28 June 2015 at 5:01PM
    Haven't posted on this board for a while, mostly because since last year we have been a little immature and moved into a bigger place (renting) because we wanted too! This means we are saving a little less each month, but still saving the cost of our rent again, so we shouldn't feel too bad.

    We have now saved enough for a 5% deposit, and are saving the stamp duty, only a couple of thousand to go on that, then roughly the same for fees (should be enough). So the plan is to have enough to go ahead by the start of October. :) We had pushed it back a month as hubby starting a new job, so he will be out of the probation period by then. We also have some weddings and a holiday coming up, so nice to be able to save a little less each month.

    London is so expensive though - I HATE having to pay SDLT too!

    I just realised since I first started posting on this thread in 2013 I have had 2 new jobs/pay rises! I received another one last month, moved up another government band, so have an extra £200 a month. :) Yay!
    :T
  • PrincessLou
    PrincessLou Posts: 503 Forumite
    sofarbehind wrote: »
    £1320 for June, unexpected expensive bills. I'm not on track for where I wanted to be by now but it could be worse. Keep plodding.


    You're so close Jim! I'm going to be so happy for you when you post to say you're in your new place.

    You're so close to your target though! Keep going! :j
    Mortgage - £105,500
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    June payday update from me!

    I managed to save £1,300 in June, which brings my 2015-to-date total to £5,144 and my overall total to £89,983. :beer:

    SO close to £90,000!!!!!!!!!!
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Time for an update. We managed to put away quite a bit last month so total now stands at £11,299.91 so more than a third of the way to our target :)
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
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