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The 'We're saving for a deposit' thread

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Comments

  • Have dipped into savings to go on holiday. I'm glad I stuck to my guns at not going over £500 on holiday deal. Have used £286 and £150 currency. Planning on low spend. Just to enjoy the holiday and take loads of pics.

    I wisely compared currency using MSE and have got a good deal. BF is impressed that I got a good deal.

    Sadly have dipped into my savings but plan to continue saving ASAP.
    Continue saving
    Debt free and planning stay that way.[/COLOR] :j
    Clean Credit file. Credit Card stoozing when possible.
    Thank you MSE for the financial tips and advice. I could not have it without you.

  • Have dipped into savings to go on holiday. I'm glad I stuck to my guns at not going over £500 on holiday deal. Have used £286 and £150 currency. Planning on low spend. Just to enjoy the holiday and take loads of pics.

    I wisely compared currency using MSE and have got a good deal. BF is impressed that I got a good deal.

    Sadly have dipped into my savings but plan to continue saving ASAP.

    Saving for a deposit is a fairly long term savings plan - and you have to enjoy the journey (and life) and have treats every now and again, or you'll not stick at it.

    Sounds like you got a great deal - where are you off to?
    -have a great time where ever it is.

    D9
  • MiddyMum
    MiddyMum Posts: 425 Forumite
    Joining this thread, will be saving for at least 5 years to get my deposit though!
    8k in 2015 Challenge ( #167)
  • vl2588
    vl2588 Posts: 1,352 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Welcome, and you never know you might end up with a house sooner, good luck! :T
    Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg
  • nicedream_2
    nicedream_2 Posts: 95 Forumite
    Part of the Furniture Combo Breaker
    Welcome MiddyMum! I've just started saving too and in it for the long haul
  • savingmummy
    savingmummy Posts: 2,915 Forumite
    Debt-free and Proud!
    OK i have ummed and arred about joining this thread (i fear all will go wrong BUT...) i am going to join and pray things go well :)

    I aim to have a deposit or part of one by Dec 2018 - YES its a long way off, BUT i am a sahm and have a DH on a low wage (with a stupid management loan :mad:
    SO its going to be tough for me to drop nice lumps into my savings but i`m going to try my very best!!

    I have managed £350 in 2 months :D SO hoping that kind of amount continues!
    DebtFree FEB 2010!
    Slight blip in 2013 - Debtfree Aug 2014 :j

    Savings £132/£1000.
  • note_2
    note_2 Posts: 169 Forumite
    great thread this, at this point i'm on about £3400, hope to purchase my first home within 3-4 years so probably need at least £20-30k, plus whatever my parents will add, alot of hard work and saving ahead for me :D
  • vl2588
    vl2588 Posts: 1,352 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker

    I have managed £350 in 2 months :D SO hoping that kind of amount continues!

    It's more than I often manage so well done :T hope it goes well for you!
    Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg
  • savingmummy
    savingmummy Posts: 2,915 Forumite
    Debt-free and Proud!
    vl2588 wrote: »
    It's more than I often manage so well done :T hope it goes well for you!

    Thank you :D

    I chopped £100 off the grocery bill, sold some bits on ebay, and managed to get some gas/electric back i`d overpaid :T
    Even managed to sell my pram which isnt needed anymore for £45 on gumtree :D
    Every little helps.
    DebtFree FEB 2010!
    Slight blip in 2013 - Debtfree Aug 2014 :j

    Savings £132/£1000.
  • J_i_m
    J_i_m Posts: 1,342 Forumite
    note wrote: »
    great thread this, at this point i'm on about £3400, hope to purchase my first home within 3-4 years so probably need at least £20-30k, plus whatever my parents will add, alot of hard work and saving ahead for me :D

    I'm in a similar situation except I know there isn't going to be anything added by the parents! Though in fairness.. I am living with them rent free.
    :www: Progress Report :www:
    Offer accepted: £107'000
    Deposit: £23'000
    Mortgage approved for: £84'000
    Exchanged: 2/3/16
    :T ... complete on 9/3/16 ... :T
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