How can people be so greedy?

Phirefly

neas wrote: »

Why? Because if i was a girl my salary would be decimated... just because im primary breadwinner doesnt change much as a man.

No I'll explain why.

Because I thought you were the girl in the relationship, as the primary breadwinner having quite valid concerns over how on earth you are ever going to be able to raise a family and still support yourselves. As is my fundamental concern. Which is why I go on about the financial freedom of working for yourself, one of the main reasons why I set up my business (apart from my appreciation that pensions/property are not going to see me right in my old age) was so I could have greater flexibility when the Phirelets come along.

I assumed that was your big worry and I was attempting to deliver an alternative solution.

I still stand by my view though that you're in quite a strong position and give it a couple of years you'll be earning more, and have saved up more of a deposit. If you believe the Gypsy Rose Leas round here, houses will be half the price they are now. I just can't see why you've got such a bag on about it all.

neas

Phirefly wrote: »

No I'll explain why.

Because I thought you were the girl in the relationship, as the primary breadwinner having quite valid concerns over how on earth you are ever going to be able to raise a family and still support yourselves. As is my fundamental concern. Which is why I go on about the financial freedom of working for yourself, one of the main reasons why I set up my business (apart from my appreciation that pensions/property are not going to see me right in my old age) was so I could have greater flexibility when the Phirelets come along.

I assumed that was your big worry and I was attempting to deliver an alternative solution.

I still stand by my view though that you're in quite a strong position and give it a couple of years you'll be earning more, and have saved up more of a deposit. If you believe the Gypsy Rose Leas round here, houses will be half the price they are now. I just can't see why you've got such a bag on about it all.

I see how if i was the girl it would be a worse off situation. Difficult crunch for you too.

Phirefly

Fair dues.

blue_monkey_2

Phirefly, I started my own business so I could work from home and around my children, but if you rent a property then they have a stipulation in the rental agreement that you cannot work from the property - something to do with Insurance.

When the business was a year old it suddenly started moving up quite fast and so we looked into moving somewhere bigger so I could expand what I was doing and have more room for storage (and then it plummeted like a lead ballon when everyone started doing the same hing so thank god we did not move!!) but every landlord told me I would not have been able to work from their property. So this brings another set of questions into play in that not everyone would be able to work from home or set up their own business if they lived in rented accomodation!! I beleive you also have to advise the mortgage advisor and a few weeks ago there was another thread regarding this because a lady had wanted to become a childminder but her mortgage company said she could not. Other told her to lie and not tell them, but what are the implications of this?

beingjdc

aztec21 wrote: »

Ever heard of a part time job?

At my university taking a part-time job during term was an expellable offence.

You could temp during the holidays, but that relies on being able to get a job when everyone else is looking for one too - and it may not save you any money at all if it means you have to pay for accommodation in your university town rather than stay with your family.

neas

part time jobs of more than 15 hours statistically show a decreased pass rate in grades... as the student has no time to learn.. and study himself... Are we not forgetting that actually at university people do work quite hard... they dont doss and drink beer all the time.. I didnt... so get a little !!!!y when people stereotype all students as Beer-swilling layabouts... with no idea what they want to do etc.

nelly_2

clutton wrote: »

i think that the withdrawal of student grants, and substituting them for loans, was the most iniquitous move the labour govt ever made - i had a fabulous free education - why shouldn't this generation have the same ?

Im not sure I think free education up to 18 then anything after that then you pay it yourself with an interest free loan.

Ive nothing against students and further education quite the oposite in fact.

But generally speaking they are academically gifted and will get a better job than those that arnt. And the tax paid by those who are academically dissadvantaged gets used to pay for those who have the advantage.

It just seems wrong somehow

Like in formular 1......... I think the fastest cars should be at the back of the starting grid

Pez2

Badger_Lady wrote: »

Exactly - there's nothing we can do (at least suggested on this thread) to change it. So why whinge? Change what you can.

I don't understand. Who do you think has created this state of affairs, if not we the people? We are the ones who have become obsesed with consumerism. We (and I use that in a genralised sense) are the ones who've worked long hours and neglected our families and communities. We are the ones who've priced out the young couple down the road by speculating in property. We are the ones who voted in the local councils who sold off all the public space so that greedy property developers could stick tons of little rabbit hutch-sized flats on them. We are the ones who've voted in successive governments that have allowed the banks to go wild with lending in order to create a consumer boom, and encouraged a generation of young people to start their adult lives massively in debt through student loans. We are the ones who call the OP a whiner and tell him to suck it up.

It's not like we're living in North Korea here. Last time I checked we were still at least nominally a democracy, and we still have a bit of responsibility for the state of this country.

aztec21

GavP wrote: »

I don't understand. Who do you think has created this state of affairs, if not we the people? We are the ones who have become obsesed with consumerism. We (and I use that in a genralised sense) are the ones who've worked long hours and neglected our families and communities. We are the ones who've priced out the young couple down the road by speculating in property. We are the ones who voted in the local councils who sold off all the public space so that greedy property developers could stick tons of little rabbit hutch-sized flats on them. We are the ones who've voted in successive governments that have allowed the banks to go wild with lending in order to create a consumer boom, and encouraged a generation of young people to start their adult lives massively in debt through student loans. We are the ones who call the OP a whiner and tell him to suck it up.

It's not like we're living in North Korea here. Last time I checked we were still at least nominally a democracy, and we still have a bit of responsibility for the state of this country.

Seems to me with your socialist views you could be better off living in North Korea.

LittleTinker

scorpio_princess wrote: »

Erm, am I right in saying that if you have £100k in savings, you are effectively committing fraud? You're not supposed to have more than £16,000 in savings (less for some means-tested benefits). I guess you've conveniently forgotten to tell the DWP about this?

Imagine if every single person in this country decided to do what you do and think '!!!! it, i'm not going to work any more' and claim benefit - what then? This country would grind to a halt. I think anyone who can work but doesn't should not be simply left to their own devices - who is monitoring your situation? It makes me so angry because as a person with disabilities, I could easily sit on my ever expanding backside all day claiming every benefit under the sun, but I don't - I have more personal pride and a social conscious than that. I might be what you'd describe as a 'mug', but at least I can spend my money knowing I haven't lied and screwed it out of someone else. Don't get me wrong, i'm glad there is a welfare system in this country -there are people who are in genuine need of help for various reasons, but it shouldnt actually be used as a lifestyle choice. Shame on you.

I'm so glad I work and pay my taxes so I can fund your bone idle existence - really makes me feel proud to be British...

Dont worry too much.........he doesnt really have all that money in the bank.