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Superpap's positive mutterings about debt/savings...
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£150 thios month raph and £50 from october the 15th pay.
Beanie, I am sure it will sort itself out, I will get my payslip tomororow sometime, My first guess is they didnt take the loan out which is ok by me as I will 'save' that money for when they take it all out in Octobers pay :rotfl:
Will let you all know tommorow :rotfl:0 -
Cant remember what the loan was for PAP?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hey Pap - good news about the job - hope you get it!
Ryan is loving the books btw. Everyone who has seen them thinks they are fab."I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250 -
Beanie ~ it was like a 0% loan that you could take out when you started before your first pay packet. It was supposed to be payed back in your last pay packet yet last moth they said we could repay it whenever we liked ie £30 a month etc. But I asked for them to take £10 this month and the remainder in October.
Snaggs ~ Ohhh I am so happy he is getting so use from them. Seemed a waste for them to be sat here.0 -
Well they didnt take the money. They are sorting it tommorow I hope. So I have decided to pay extra from argos today :j therefore that debt is clear now :T
Oh and I had an interview for that job and I dont think I will get it. Work said I couldnt leave till the 11th anyway0 -
:T for Argos being gone so from next month you'll be 100% square again?
You never know! Wishing you lots of luckNo longer using this account for new posts from 20130 -
:T for Argos being gone so from next month you'll be 100% square again?
You never know! Wishing you lots of luck
Hi gem, Yes no debt except work. I am trying to get them to take the whole amount from octobers pay (around £200) but I can see it being a battle. So my pay for october now should be something in the range of £600. However my outgoings are only £192 without my monthly club, not too bad
I dont think so gem, they wanted me to start like Saturday. Now I know what they are saying but although I have had a rough time at work I wont drop them in it. I am not to botthered though because in some ways I want a break
Oh btw its took me one month and 3 days to clear my 0% nintendo ds debt ~ not bad eh0 -
That's a pity but yeah a break is good, definitely an advocate for that, plus you don't wanna wreck the chance of a decent reference.
That's amazing :T I'm getting a Wii soon!No longer using this account for new posts from 20130 -
Good point about the reference Gemmzie.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Ohhh gem, hope you like your wii, I am putting more games on ebay soon.
Job news, wont reveal yet but it may be good but I am having a low week so woried/scared/sad etc etc. Debt news, argos is payed but.... I have just put anopther £250 on 6 months 0% will come to that later :rolleyes: Work have agreed to take the whole £250 next month :j that means novemeber I may get a small amountOh and I have sold my wii and wiifit and wii play to a work collegue. I will make a profit of just over £100 on those because everything but the wii fit I payed using quidco cash etc. I will sell the remaining games too so that should pay for some of the new argos debt :j
So argos debt, now dont ask me why I call it debt because I can cover it with my savings but never mind. I have brought my mums xmas present, a new bed. Mum hasnt had a new bed since before my dad left and she has been complaining about a bad back etc. She has even taken to sneeking in my room and sleeping on my bedAnyways she found a bed she liked Sunday but it didnt included the matteress and I could never have got it home. So I have ordered one from argos and we will have to leave the house monday for holiday before 10am. Then it will be delivered and my little bro is putting it together for me so its up for when mum comes home friday :j So that needs to be payed back before March. But I will give it 3 months maximum :rotfl: So thats one xmas present done. Obviously I will still get her bits but the main one is done. Now 5 more little presents and £110 to find
Oh and I have set up my standing order to my locked saver again0
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