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Superpap's positive mutterings about debt/savings...

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  • babes21
    babes21 Posts: 1,665 Forumite
    Aww that's a lovely surprise to do for your mum pap, i'm sure she'll appreciate it :).
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, you are very generous PAP
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • You are a very kind and thoughtful daughter. :A

    What a lovely thing to do... :T

    Take care of yourself PAP :smileyhea

    Fiona
  • Thanks all, its nothing really but it gets her xmas presnt payed off before xmas. Next challenge finding a 'happy christmas' banner in september :rotfl:

    not much happening here, go my self assesment tax thing back so thats £25 I have to pay out either this month or next :rolleyes: nothing else really :D
  • Ok confession time, i am staying at work ~ however part time :j . What made me do that? Well I went for the interview and it was awfull, I did get an acceptance of a job however for over a week I had so many emotions mainly because my confidence isnt good. So I have compromised, why go through that when if I can waggle extra time off work (ie going part time <30 hours) I can try and sort myself out :D. Ok it wont solve many problems but its security, and after all we have a new manager and everyone has said they will be sorry to see me go. And lets face it where else will I find a retail job for £6.62 per hour :confused: I have also been facing things in a differenet light these past couple of weeks and its been so much better. Will I regret it? Maybe, will I want to leave in a couple months time? Maybe. However in the current climate I would rather have a job than no job and run out of money.... I also want to fill this cash isa :rotfl: So I will have to sort out my soa etc when hours are confirmed it just means I will be saving less and spending even lesser :rotfl:

    So thats me for this month have £278.55 left in my account and these going out ~ £11.00 ~ house ins, £24.05 ~ eBay fees, £6.32 ~ I tunes. This leave me just over £200 for the month. I have factored in £100 extra on holiday but I shouldnt need it. But we shall see.

    Oh and I have overtime tommorrow. One of the other employee's husband has gone in for a transplant so there is no cook avalible. I am the last of the 4 who can cook as the other 2 are busy so I am working tommorow. Mad rush now though :rolleyes:
  • skint_spice
    skint_spice Posts: 13,428 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope the job works out for you PAP - you must do what's right for you. If you do want to leave in a couple of months then you can, it's not set in stone and you don't have huge debts to worry about.

    Have a lovely holiday, the break will do you good. x
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    At the end of the day PAP its your life & its whats right for you.

    Have a fab holiday~you deserve it.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    What skint said. It's not a life sentence and the pay is good so going part-time gives you some you time and maybe you could get back into college stuff too. Time is a precious gift :)
    No longer using this account for new posts from 2013
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Ok confession time, i am staying at work ~ however part time :j .

    Sometimes, PaP, it is 'better the devil you know' - which is why I am still at ASDA, albeit on a 'seasonal' basis - I have only worked a total of seven shifts this month, and will, probably, take home less than £250, including the £60 tax rebate, but it is money.

    Good luck. :beer:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Afternoon, from Cornwall ~ sorry all it had to be done hehe :rotfl:

    Rog ~ wooohooo, so glad to see you back. Thats what I thought about why leave somewhere you have money coming in from? Seems pointless, well to me anyways :D At least I will have something coming in each month eh.

    Not much going on down here, had my little flutter in the 2p pushers but I somehow have took up kite flying the first time I have flown a kite in my life but it is all fun :D Ohhh and I found some wicked croc look a likes, £2 :o but I did go back for a black pair which were £5. Thats about it, spending wise is going well, this year we have stayed areound the caravan park so not much outlay :j Will catch up with you all fridauy night ~ if all goes well :T
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