Superpap's positive mutterings about debt/savings...

taka

Wow PAP thats an impressive haul of clothes!! Well done! :T :T

slowlyfading

Very impressive! :j

babes21

Wow, fab haul there hun! x

booklover

That's just brilliant PAP, you sure do know how to shop mse style... :j

Btw I feel you have made the right decision re: your job and I would like to wish you all the best for the future... :A

Take good care of yourself pap and remember that your health is the most important issue here.

Fiona x

Gemmzie

That's fantastic MSE shopping PAP! :T :money:

beanielou

Amazing hun.
I want to go shopping with you.!
Thank you so much for the cards,they are all fab,
Can I send you some money for postage?

postingalwaysposting

Thankyou all, seem to do well dont I :rotfl: I think me not being picky and having cheap tastes help :rotfl:

So just playing with my budgets ~

In account ~ £79.70

£3.95 ~ I tunes
£5.56 ~ paypal
£20.00 ~ 31/7/14 + postage (budgeted money untill pyday £5 each week + postage on monday)
£10.00 ~ credit (for my phone)

Toatal = £39.51
Left ~ £40.19

So I am going to pay £30.19 off argos today that then will leave me £10 for dire emergencys :rotfl: I then have £128.20 left outstanding on my 0% debt... not too bad seeing as its been on my card less than a month :rotfl:

I do have £30 being transfered from the payment a day account too tahts for argos so that should hit my account on Wednesday to be payed Thursday. That will then take argos down to £98.20 :j

So Septembers budget ~

Income ~ £650

£175.00 ~ rent
£5.00 ~ internet
£11.00 ~ house ins
£50.00 ~ argos
£100.00 ~ holiday
£20.00 ~ weekly £5

Total out = £361.00
Left ~ £289.00 ~ will be trying to pay off whatever is left for argos with that then throwing everything into savings.

So holiday in september, I have £200 saved in my savings account and the £100 listed above. However I am planing £50 petrol and food, £50 days out, £50 spends and £50 extra. So I could have £100 more to put into savings.

My savings mature on the 10th and will be thrown into my websaver. I was going to throw them back into the locked saver but obviously I may need to live on some of that. So instead I will put it all into my isa and if needed get the £200 transfered each month to cover my essential bills. I am however planning for a xmas temp job.

Another thing I havent thought about is xmas :eek: but I will ahve a job by then so no problems :j

So thats me for a few more weeks :rotfl:

rog2

postingalwaysposting wrote: »

Another thing I havent thought about is xmas :eek:

Me niether, PaP - and you are right - it really isn't that far away. :eek: :eek:

Hope we've both got jobs by then, PaP. :rolleyes:

postingalwaysposting

rog2 wrote: »

Me niether, PaP - and you are right - it really isn't that far away. :eek: :eek:

Hope we've both got jobs by then, PaP. :rolleyes:

Its ironic rog I am usually finished and wrapped by now :rotfl:but for once I am not really stressing about it. If I cant get presents for everyone tough, luckly it will just be family and they will just have to accept it.

Oh we will rog, well at least I hope so :rolleyes:

rog2

postingalwaysposting wrote: »

If I cant get presents for everyone tough, luckly it will just be family and they will just have to accept it.

They will. PaP - I have only bought 'family' presents for tha last two years now - I was worried about it the first year, but it all worked out okay - no problems at all, last year, and it will be the same this year.
Unlike you, though PaP - I am never organised, and it will be a last minute thing again this year. :rolleyes:
If I am still at ASDA - I will be able to take advantage of their 'double discount' day - last year I hadn't been there long enough to qualify. So it looks as if everyone will be getting 'ASDA Smellies' from me this year - problem solved. :rotfl: :rotfl: