Superpap's positive mutterings about debt/savings...

postingalwaysposting

Fiona ~ thanks hun, I am trying to take care of myself. Hence not going to work today :j there is more to life

beanie ~ I promise they will be sent by friday.

raph ~ tis true :rotfl: but this is me now and I dont care :rotfl:

~~~~~~~~~~~~~~

Ok I have done it... I now leave work on the 24th october :j monday was it I am never ever going to put up with anything like that again. This gives me £650 wage 15th sep, £750 wage 15th oct and around £300 wage 15th november. I am not going to stay home and I am not claiming jsa but I am going to get a little parttime job somewhere. My essentail bills each month are £192 without any savings and without paying back argos so I need to get a job where I make £300 a month before tax. I have exactly £1000 in savings if I need to use any of it but I wont as I guess there will be temp xmas jobs around anyways

So yeah thats me :j any positive/negative coments?

Just off to make the next few months soa's

beanielou

I am so pleased for u that you have decided this.
Lifes to short to live like that.
Take care.

postingalwaysposting

beanielou wrote: »

I am so pleased for u that you have decided this.
Lifes to short to live like that.
Take care.

Thanks beanie, I did put in a letter over aweek ago to drop my hours to part-time but its been faced with other saying it wont be fair etc etc and monday was the icing on the cake. I believe I may have got 'better' faster if I wasnt in that environment. So yes I have made my decision and I feel much better for it already my actuall last day is Oct 19th because I have booked holiday the following week

beanielou

Not too long to go then & gives you time loof for something else.

postingalwaysposting

beanielou wrote: »

Not too long to go then & gives you time loof for something else.

Well beanie, thats what I thought. you have to give a montsh notice and I am giving them over two but... I have a one week holiday in there, I get to pay off my loan and working some of October will give me a small amount in November. I also have that little bit longer to look for something else. Just going through budgets now

Gemmzie

Good on you PAP, £300 should be fairly easily, 12 hours at minimum wage should just about cover it (£298.48). Health is always number 1 priority

rb6ac

postingalwaysposting wrote: »

I have done it... I now leave work on the 24th october :j Just off to make the next few months soa's

Hi PaP, lurker here but a regular on the 'pap/moozie what have you spent today' thread! Just wanted to say you sound so positive and excited which is fantastic as it sounds like you've made the best decision for your health and your happiness. Hope you have fun clothes shopping with your ebay wins! x

postingalwaysposting

Right so here is the plan. Using these types of payments argos will be payed before I finish work and also the loan. I will have to cut way back on my spends but that will be easy. The only thing I havent accounted for is my stampin up stuff, but thats easy as its only around £20 except septembers and octobers. I am also going to put the remainding wii stuff on ebay and sell the console. It all looks fine to me :j

August
left £119.04 before postage and spends/daily payments ~ this doesnt include the £230 transferred from paypal for clothes/holiday shopping.

September
in £650 ~ out £241 ~ left £409 (before bus cards/postage/spends)
£175.00 ~ rent
£5.00 ~ internet
£11.00 ~ house ins
£50.00 ~ argos

October
in £750 ~ out £241 ~ left £509 (before bus cards/postage/spends)
£175.00 ~ rent
£5.00 ~ internet
£11.00 ~ house ins
£50.00 ~ argos

November
in £300 ~ out 201 ~ left £99 (before bus cards/postage/spends)
£175.00 ~ rent
£5.00 ~ internet
£11.00 ~ house ins
£10.00 ~ argos

Gemmzie

You're selling the Wii? Hmm how much for? Might well be interested in that!

postingalwaysposting

Gem ~ Thats what I thought what with xmas jobs coming up too I cant see it being a problem. Also if I want extra cash i can take overtime, I dont have to work like I have been doing. I decided I must look after myself now, hence this decision.

rb ~ Oh wow, its 'strange' seeing you over here, but in a nice way. Thanks for all the support. Its the first tie I have been positive about anything in months and months, but its going to be amazing I am stuck in a rut and its like a circle, I am depressed, because i am stuck in work I get worse, because in work I am treated not very nice it carrys on. I need to get out this is the way out. However firstly I have an holiday to attend, and if I look like a whale on the beach who cares because I certainly dont anymore. I need to start living and making choices for myself starting now, no more what would a or b or c think of it I have to answer to one person, and thats myself :j